Compare offers
Preparing the lender list and available filters.
Compare offers
Search lenders, compare locations, and review available rate data before Effect matches your business with the right credit.
As part of the Caprepa group: payroll loans, business solutions, and group microcredit. No conditions were confirmed for this specific entity.
Consumer and SME segments (B2C and B2B). Personal loans (education, health, home improvements) and business loans (working capital, equipment, and expansion); deposit within 24 hours; amounts, rate (CAT/APR), fees, and terms specified in the contract. No exact figures are published.
As part of the Caprepa group: payroll loans, business solutions, and microcredit. No conditions were confirmed for this specific entity.
Consumer and business segments (includes B2B). Products: payroll loans (people with payroll income), loans to individuals or companies, and factoring of accounts receivable to provide liquidity to businesses. No specific rates/terms/amounts are published.
Business/agro-industry segment (B2B). Financing for companies linked to the grain trade and other production chains, plus repo operations (mainly sugar and corn). Estimated portfolio ~Ps$7,395 million at the end of 2025. No specific rates/terms are published.
Business segment (B2B). Traditional credit aimed at clients and suppliers of Cargill's production chains (agro-industry/commodities). No specific ticket sizes, rates, or terms are published.
Payroll loans (via deduction) for staff of companies with an agreement; segments: businesses, SMEs, and corporates. Registered product 'Crédito Llévatelo Ya' (Mexico City and State of Mexico): terms of 1 to 4 months, minimum amount $2,000, maximum reported rate up to 120%. The site does not specify amounts or rates for the SME products.
Products: auto loans (new and pre-owned cars), personal loans, mortgage loans, business/company loans, home remodeling and expansion, and solar panels. Conditions: fixed rates available, repayment terms of up to 60 months. No minimum/maximum amounts are published.
Products: Simple Loan (liquidity for businesses, long term, monthly interest), Secured/Pledge Loan (fixed rate, collateral, exclusively for purchase of a private-use vehicle), Mortgage Substitution Loan (refinancing), and Mortgage Acquisition Loan. Reference condition: CAT 34.80% + VAT on a 24-month simple loan. Operates only in Aguascalientes.
Mortgage loan/financing for the purchase of homes in Javer developments (consumer/housing segment). No specific confirmed conditions (amounts, rates, terms) were found for this SOFOM.
Products: Simple Loan, Revolving Credit, and Auto Loan. No amounts, rates, or terms are published on the site; they are requested via form or direct contact.
Online consumer credit (not B2B). Reported amounts of $4,000 to $6,000 at 14-84 days; OKCrédit product of $5,000 to $50,000 at 90-365 days with an annual rate ~30% and very high CAT. CONDUSEF has flagged it for low financial transparency.
Factoring product (B2B): terms of 1 to 24 months, minimum amount $100,000, maximum reported rate 24%. Available in Mexico City, State of Mexico, Jalisco, and Nuevo León (per information to CONDUSEF). No own website was confirmed.
Products: personal loans, business loans, emergency loans, quick loans, and refinancing. They evaluate each application holistically (a negative history does not automatically disqualify). No detailed amounts/rates/terms are published.
Online consumer credit via the CashPro app (not B2B): amounts of $1,000 to $20,000, terms of 90 to 360 days, fee of 5%-20% of the amount, reported CAT of ~270% to 540%. No own corporate website was confirmed.
B2B financing for the acquisition of construction, mining, agricultural, forestry, industrial, and power-generation machinery. Credit and leasing in local currency or dollars, at fixed or variable rates, with preferential-rate programs. Serves corporate, mid-sized, and small clients.
Group Loan (consumer/microcredit): teams of at least 8 members; amount per member of $6,500 to $80,000; fixed weekly payments for 16 or 20 weeks; fixed annual interest rate 53.20% excluding VAT; reported average CAT ~178.4% excluding taxes at 12 months. PCR Verum rating 'BBB/M'.
Reported credit services: secured consumer loans, residential mortgage loans, and unsecured consumer loans. No specific conditions (amounts, rates, terms) or confirmable own website were found.
Multi-brand auto credit (consumers) and floor plan credit to dealers. The floor plan is the B2B component.
B2B business expense solution: corporate credit cards, payments platform, expense control, and invoicing for companies. Focused on automation and corporate financial management; specific credit conditions according to each company's profile.
Mortgage loan (consumer/housing segment): purchase of new or used homes, construction, land acquisition, liquidity, and Infonavit/FOVISSSTE co-financing. No detailed conditions (amounts, rates, terms) are published.
Products: SME Loan, Pure Leasing, Personal Loan, Guarantee Trusts, and Escrow Account. B2B (SMEs) and individual segments. No specific amounts, rates, or terms are published.
Business segment (B2B). Business credit for specific purposes: purchase of machinery and equipment, permanent working capital, construction and investments to capitalize the business; short-, medium- and long-term structures. Extensive trust services (collateral, administration, savings and pension funds).
Agro-industrial/agricultural credit (companies and producers segment). Has strategic alliances and programs (e.g., FIRA) and special financing for the purchase of partners' products/services at preferential rates. No detailed conditions are published. (Note: the main site presented a TLS certificate error during validation.)
Microcredit/consumer and business financing. No specific conditions (amounts, rates, terms) were found.
No confirmed products or terms (amounts, rates, durations) were found.
Mortgage loan (consumer/housing segment) aimed at workers and vulnerable groups. No detailed conditions (amounts, rates, terms) are published.
Accessible and personalized business credit (B2B) for SMEs and microenterprises, with solutions adapted to the agricultural sector. No specific amounts, rates, or terms are published on the site.
B2B fiduciary services: guarantee trusts to back obligations and loans, comprehensive advisory for setting up trusts. 'Sin Escalas 6.0' product as an alternative to traditional mortgages. It is not a direct lender of standardized credit products.
Consumer credit with fixed biweekly payments; fast financing for the purchase of cars and motorcycles. No specific amounts or rates are published. Handles accounts only in the entity's name (no intermediaries).
B2B financing for the acquisition of new and used agricultural and construction machinery from Case and New Holland (or other equipment distributed by CNH de México). Products: simple loan and financial leasing, with flexible and competitive structures.
B2B products: Simple Loan, Current Account, Bridge Loan, Pure and Financial Leasing, and Factoring and Assignment of Rights; financing of foreign-trade operations. Funded with its own resources and from development banking. No detailed amounts/rates/terms are published.
Consumer credit: financing for entrepreneurs' business startups, credit for IMSS/ISSSTE retirees and pensioners at a preferential rate with payroll deduction, and credit for university students (tuition, investments). No detailed amounts/rates/terms are published.
Reported credit services: secured consumer loans, residential mortgage credit, unsecured consumer credit, as well as financial leasing and factoring. No specific conditions or confirmable website were found.