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Credit and financing for individuals (personal projects, education, health, debt consolidation) and for companies (working capital, short-term liquidity lines). Clear contractual terms, no prepayment penalty. Mixed segment (includes businesses / B2B). Amounts, rates/CAT, and terms not published in detail.
Products: Crece YA (credit line for voucher distributors), Prestanómina (loan for workers under agreement), Credi Rural (loans for rural services and activities), and CrediChat (personal loan for users of its community). Mixed segment (micro-entrepreneurs, workers, rural). Amounts, rates/CAT, and terms not published on the site.
Asset financing (machinery, computer equipment, furniture, vehicles, or real estate, up to 100% of value), leasing (especially fleets), and business credit for companies and individuals with business activity (working capital, construction, remodeling, fixed assets). Simple loan at 12-60 months, maximum CAT 24.1%, origination fees from 1.5% to 3%. Segment: businesses/SME (B2B).
Credit for individuals and companies linked to Grupo CAOR and its clients; focus on project financing. No specific amounts, rates, or terms are published.
Flexible loans mainly for consumers and small local enterprises, with a fully online process (85% of new clients approved in under 24 hours). No specific amounts, rates/CAT, or terms are published on the site.
Productive microcredit through a solidarity-group methodology (brand 'MA Mujer Activa'), aimed at women to start or boost their business; low rates, permanent rebates and no base fees. Also individual credit, savings and investment. Focus on microenterprise/business rather than medium-sized companies.
A financing scheme to improve business competitiveness, plus credit and investment options to consolidate assets. Segment: SMEs and individuals with business activity (members). No specific amounts, rates or terms are published.
Microloans to groups of people with productive activity or businesses, granted directly and in person (not through digital platforms) to strengthen their economic development. No specific amounts, rates, or terms are published.
Fixed-interest-rate loans; the process is free of charge and does not use external collection agencies. No specific amounts, rates/CAT, or terms are published.
Payroll loan (via deduction) for public-sector employees, amounts from $2,000 to $300,000 MXN, disbursement in 24 hours with no guarantor or advance payments. Consumer/payroll (not B2B).
Simple loan and Crédito Apoyo Tradicional for individuals; minimum amount from $1,000 MXN, maximum reported annual interest rate of up to 200%, no minimum income. Coverage in Baja California, Sonora, Sinaloa, and Chihuahua.
Personalized credit for clients; annual interest rate from 20% fixed on outstanding balances, with an origination fee of 3% of the financed amount plus VAT.
Money loans and financial services focused on consumer/economic needs; includes sale or pawn of goods. No specific amounts, rates/CAT, or terms are published.
Lending as a SOFOM; the site does not publicly detail products, amounts, rates/CAT, or specific terms.
Business financing (B2B) to support the growth of Mexican companies. No specific amounts, rates/CAT, or terms are published on the site.
Payroll/employee loan (via deduction), a 100% digital process with a response in up to 60 minutes; the line is capped at 30% of the employee's net pay for the period. Consumer (not B2B).
Credit products for members (companies and individuals with business activity): simple loans, microloans for entrepreneurs, vehicle and housing loans, plus savings/current accounts, investments and certificates. Segment: SMEs and companies in Coahuila. No rates or CAT are published.
Loans for the purchase of new motorcycles, new and used cars, and unspecified goods/services; consumer segment. It also operates e-commerce financing (Shopify app). No specific rates/CAT or terms are published.
Group loan, payroll loan, personal simple loan, and business loan; the group loan is aimed at people with no credit history. No specific amounts, rates/CAT, or terms are published.
Group loan (groups of 6+ women; $3,000-$50,000 per person, avg. ~$8,000; terms 4-6 months, weekly/biweekly payments), individual loan, and home improvement loan. Microbusiness/productive consumer.
Personal loan with deduction via payroll or pension; amounts from $5,000 to $300,000 MXN, terms of 12 to 60 months at a fixed monthly rate. Operated in partnership with CIBanco. Consumer/payroll (not B2B).
Credit for members with flexible schemes: simple loan, microloan, avío loan (short-term working-capital credit for production inputs) and refaccionario loan (medium/long-term credit for fixed assets), with flexible payment plans. Segment: companies / agribusiness and individuals with business activity. No specific rates, amounts or terms are published.
Wholesale B2B model: it does not serve end users, but rather provides financing to non-bank financial intermediaries (fintechs, suppliers, and other SOFOMs) to serve SMEs and underserved individuals. Capitalized with $1,800 million MXN. No specific rates/ticket sizes are published.
consumer_personal_loan Segment: Creditea serves individual consumers in Mexico, particularly those with a stable income and a good credit history. The loans are designed for personal use, catering to a wide range of financial needs. Rate: UNKNOWN
Personal loans, auto financing (CrediAuto), working capital, and financing for asset investment; it serves individuals, professionals, and companies. No specific rates/CAT or terms are published.
Business loans tailored to the needs of companies of different sizes (B2B). No specific amounts, rates/CAT, or terms are published on the site.
Segment: SME/companies. Products: simple loan, revolving line, crédito refaccionario (refaccionario: equipment/fixed-asset loan), and financing for the purchase of machinery, equipment, and transport; working capital and fixed investment. Requirements: at least 3 years of experience in the activity, annual sales over 10 million pesos, and a good credit history. Pre-approval analysis in under 48 hours. It has participated in sustainable bond issuances (IDB Invest/NADBank).
Provides consumer credit, including department-store/digital credit schemes. No specific published amounts, rates (CAT), or terms were found.
Mortgage/housing segment. Housing credit products funded by SHF. No confirmed terms (amounts, rates, durations) or official site were found.
It grants various financial credit products. It warns that it does not request advance payments of any kind. No specific published terms (amounts, rates, durations) were found; the site's certificate was expired at the time of the query.
Products: CrediPyME (SME/business segment), CrediContigo, CrediNómina (payroll loan), and CrediXpress. Loans granted in pesos. No specific amounts, rates (CAT), or terms are published per product.
Housing/mortgage segment for individuals. Products: FOVISSSTE-linked loans (requires a minimum of 116 points), liquidity loan, spousal program, and program for pensioners (under 74 years old, maximum amount approx. $561,697.86 MXN). No general CAT/rate is published.
Products: individual loan (Crédito Individual Real, non-revolving for business working capital), group loan, and business loan. Fixed and known payments throughout the term, few requirements, and approval response in approx. 48 hours. No rates/CAT or exact amounts are published.
SOFOM providing credit in Sonora. No public details on products, amounts, rates (CAT), or specific terms were found.
Segments: consumer and SMEs. Products: payroll loan, leasing, loans for nearly-new/used cars, and working capital for small and medium-sized companies. No current terms are published given its liquidation status.
Consumer segment (individuals). Cash loans with no collateral or guarantors, application via online form. Published example: ordinary monthly interest rate from 3.99% + VAT and a fixed annual rate of 47.8% + VAT for a $70,000 loan; no hidden charges, with principal and interest paid at maturity. Service Monday to Saturday.
Segments: consumer and companies/legal entities. Products: consumer loan (Unicco Directo), real estate loan (purchase, construction, or remodeling), and vacation financing. Requirements: application, good credit history, proof of address, and verifiable minimum income of twice the monthly amount requested. No CAT/rates are published.
Microcredit/consumer segment. Products: group/solidarity loan (group methodology since 2010) and individual loan (since 2020). No specific amounts, rates (CAT), or terms are published on the site.
No published products or terms (amounts, rates, durations) were found; the site is under construction. Contact: 55 3683 9216, contacto@creconfi.com.mx.
Segments: companies, SMEs, and individuals. Products: bridge loan, SME loan, standby letter of credit, personal loan, auto loan, crédito refaccionario (refaccionario: equipment/fixed-asset loan), and avío/habilitación (avío: agricultural/commercial working-capital loan). It serves construction, commerce, services, tourism, education, transport, and agriculture. No rates/CAT or exact amounts are published.
No confirmed products or terms (amounts, rates, durations) were found.
No confirmed products or terms (amounts, rates, durations) were found.
Simple loan, professional loan, CrediPyme, mortgage loan, and payroll loan; it serves SMEs/companies (CrediPyme) in addition to consumer. No specific amounts, rates/CAT, or terms are published.