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SME/business segment (B2B). Products: Habilitación or Avío (avío credit, financing for working capital/inputs), Refaccionario (refaccionario credit, for machinery/equipment), Simple Loan, Current Account (revolving line), Prendario (collateral on inventory) and Factoring. Rates, fees and terms only available by consulting with executives. Portfolio ~$398.3 million MXN (2023).
Long-term mortgage credit segment (mainly individuals/housing). Does not publish rates/CAT, amounts or specific terms on its site. B2C focus.
SME/business segment (B2B). Two products: Financial Factoring (with a joint obligor) and Simple Loan ('Crédito Proveedores'), both with a maximum annual interest rate of 50%. Nationwide coverage, investor intermediation via the Cumplo platform.
Consumer/individuals segment (personal credit). The site was not accessible to extract terms; no public amounts, rates or terms were confirmed. B2C focus.
Offers personal loans, loans for small and medium-sized enterprises, leasing and financial factoring (a mix of B2C and B2B). Mobile app for applications and liability restructuring. Does not publish rates/CAT or specific amounts.
Savings and credit for members. No business/SME credit products or public terms were found.
SME/business segment (B2B). Financing for working capital, fixed-asset acquisition, investment projects, debt consolidation and liquidity; credit line mainly for working capital of MSMEs. Does not publish rates/CAT or specific amounts.
Consumer/individuals segment via app (MexDin/MexLoan). Short-term consumer credit granted digitally according to its credit policy. Does not publish amounts, rates/CAT or terms on public-facing pages. B2C focus.
Business/corporate/government segment (B2B). Leasing (operating and financial) and financing of light cars, trucks, tractor-trailers, trailers and forklifts; comprehensive asset-lifecycle management. More than 140,000 units managed in Mexico. Does not publish public rates/CAT.
equipment_leasing; working_capital_loan Segment: The company serves small and medium-sized enterprises (SMEs) in various sectors within Veracruz, focusing on businesses that require equipment financing and working capital solutions. Rate: UNKNOWN
Business segment (B2B): business loans/financing. No verifiable public amounts, rates/CAT or terms were found on its site.
Business/organizations segment (B2B), green/sustainable credit. Products: Simple Loan, Multi-Drawdown Credit (revolving), Structured Credit and Operating Lease. Financing lines from $1 million to $30 million MXN. Rates and fees available by direct inquiry.
Consumer/business mix: short-term liquidity for salaried employees and working capital for business owners/SMEs. The site does not publicly detail amounts, rates/CAT or terms.
Captive/intragroup financing tied to Emerson Electric; does not offer credit products to third parties or publish terms. Not open B2B.
Online consumer/microcredit segment (Emporio Crédito product). Does not publish amounts, rates/CAT or terms on public-facing pages. B2C focus.
Microbusiness/entrepreneurs and consumer segment. Products: Emprendamos tu Negocio, Crezcamos tu Negocio, Negocio Oportuno (and Plus), Construyendo tu Futuro, Pensado en Ti, Opportunity; plus secured/unsecured consumer credit, residential mortgages and auto loans. Does not publish rates/CAT or amounts on public-facing pages.
SME segment (B2B): SME credit and factoring. It holds CNBV/Condusef authorizations and undergoes an annual AML audit. No verifiable public amounts, rates/CAT or terms were found.
Debt crowdfunding services. No website, operating commercial brand, or credit terms (ticket sizes, rates, terms) were confirmed in the sources consulted.
Microbusiness/entrepreneurs segment (B2B and consumer). Products: Individual Credit, Group Credit, Technology Credit, Motorcycle Credit and EcoEmprende Credit; also durable-goods financing and a non-bank credit card. Does not publish rates/CAT or specific amounts.
Individuals segment (and links with companies/associations). The site was not accessible to extract details; no public amounts, rates/CAT or terms were confirmed.
Grants loans/credit; the site does not detail amounts, rates, terms or specific segmentation (SME/business/consumer). Contact: oscarl@enerlending.com.mx, tel. (55) 4317 3521.
B2B segment (SMEs and mid-sized companies). Products: operating lease, financial lease, simple loan for working capital, factoring and supplier factoring (short-term liquidity). It finances productive assets: technology, fleets and transport, medical equipment, construction and mining, manufacturing, energy generation and industrial real estate. The site does not publish exact rates/amounts; it funds its portfolio via market issuances (the ENGEN program on BMV/BIVA).
Consumer segment (individuals). Product: simple loan / quick loan via mobile app. No specific amounts, rates, CAT or terms are published.
B2B agricultural/forestry segment. Products: habilitación or avío credit (avío credit, for working capital/inputs; ~42% of the portfolio), refaccionario credit (refaccionario credit, for machinery/equipment; ~36%) and long-term simple/working-capital loan (~13%). It finances chains such as forestry, cotton, pecan and corn. No own website publishing terms (amounts, rates, terms) was located.
Consumer segment (individuals). Product: personal loans with deposit to account within 24 hours; accepts various credit profiles. No specific amounts, rates or terms are published.
Consumer and business/SME segments. Personal Loan: $25,000 to $200,000 MXN, term 3 to 36 months, rate 35-50% annual, informational CAT 25.1% excluding VAT. Financial Factoring (individuals with business activity and companies with >18 months of operation): $100,000 to $1,500,000 MXN, term 3 to 36 months, rate 35-50% annual; uses: inventory, working capital and fixed assets.
Mixed segment, with a business-activity requirement for credit to individuals. Products: personal, payroll, mortgage, auto, simple and revolving credit, refaccionario credit (for machinery/equipment), financial lease and financial factoring. The site does not publish specific amounts, rates or terms. Contact: contacto@equifirst.mx, +52 81 1164 9256.
B2B segment (export, manufacturing and maquila industry). Products: client factoring, supplier factoring, simple loan, revolving credit and leasing. Approval within 24 hours, terms up to 120 days, operates in MXN and USD; online monitoring platform. Contact: credit@equitylink.com.mx, (614) 430-0388.
Consumer segment (individuals). Product: installment personal loans via app, with immediate disbursement after approval and flexible payment plans. No specific amounts, rates or terms are published. Contact: service@eramood-technology.com.
revolving_line; working_capital_loan Segment: Escala Capital serves small and medium-sized businesses that require short-term financing solutions for cash flow management. Specific verticals or revenue ranges are not disclosed. Rate: UNKNOWN
B2B segment (SMEs). It offers business-financing solutions; the site does not publish specific credit types, amounts, rates or terms. Contact: administracion@espaciocehecupi.com, tel. 5623228030.
Savings and loans for members. Oriented to the indigenous and rural population; no business/SME credit products or public numerical terms were found.