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Microenterprise/productive-consumer segment. Products: community microcredit (self-selected solidarity groups with productive, commercial, or service activity) and individual loans for clients who need larger amounts for working capital and investment. No specific amounts or rates were published.
Company/SME segment. Products: operating leasing (arrendamiento puro; access to assets, equipment, and technology without large upfront investments), simple loan (working capital, production, and efficiency), and revolving credit (liquidity and cash-flow control). No specific amounts, rates, or terms were published.
Consumer, PFAE (individual with business activity), and company segment. Products: specialized financing with fixed-annual-rate plans, agile credit analysis, and new-vehicle financing. No specific amounts or rates were published (intermittent site; note: the entity has been the subject of CONDUSEF impersonation alerts, indicating the legitimate entity is registered).
Credit/financing segment. The site confirms the corporate name and SOFOM E.N.R. status but does not detail specific products, amounts, rates, or terms.
Credit/leasing/factoring segment (generic). No specific products, amounts, rates, or terms were found.
Consumer/payroll segment (via employer agreements). Product: loan with direct payroll deduction, simplified process, fixed annual rate of 36% to 48% (excl. VAT), subject to credit assessment and qualification.
Accessible and flexible loans for individuals and companies, in Mexican pesos. No specific amounts, rates or CAT are published in the available information.
Simple loan. No specific amounts, rates or CAT are published.
Company/SME, supplier, and employee-consumer segment. Products: consumer credit for employees, financial factoring for suppliers, and loans for businesses in the open market, in a flexible and differentiated manner. No specific amounts or rates were published.
Company/SME and consumer segment. Products: financing, business loan, personal loan, simple loan, financial leasing, and cash. No specific amounts, rates, or terms were published.
Intragroup segment (companies within the same group). Product: simple loan with no fees, with an annual rate of 15% and CAT of 16.4%. Operates only directly and in person, without intermediaries.
Company and individual-with-business-activity (PFAE) segment. Main product: financial leasing (the lessor acquires the asset and transfers its temporary use through periodic rents, with a purchase option at the end); operating leasing (arrendamiento puro). Oriented to the acquisition of commercial equipment/vehicles (tied to the Volvo ecosystem). No specific rates or amounts were published.
Consumer and company segment. Products: secured financing (pledge/mortgage) on machinery, automobiles, and real estate, without the need for a credit-bureau check. Amounts from $10,000 to $600,000 MXN.
Credit-to-various-sectors segment (generic). The site confirms the lending activity but no specific amounts, rates, terms, or products were obtained.
Tailored loans with cash deposit from $3,000 up to $500,000 MXN; resolution in 48 hours; no processing costs. Consumer and small-business segment.
Payroll loan of up to $150,000 MXN for employees of companies under agreement; aimed at consolidating high-cost debt through lower rates and longer terms, and covering emergencies. No exact CAT or rates are published.
Simple loan with a fixed annual rate from 18% and an average CAT of 22.5% excluding VAT; also guarantee trusts and credit trusts to secure the fulfillment of obligations. B2B/guarantees focus.
Microloans, financing and savings services for low-income populations; a microfinance focus with a group/community methodology. Not enterprise B2B; no specific rates/CAT are published.
Financing for small, medium and large companies with the goal of strengthening businesses and the regional economy. No upfront payments requested. No specific amounts, rates or CAT are published.
Payroll loans (personal loans with payroll-deducted repayment): disbursement within 24 hours, terms of 6, 12, 18, 24 and 36 months, no co-signer or collateral, a 6% origination fee paid only once. Consumer/payroll segment.
Construction loans and liquidity for the real estate sector (per reports). Neither an official website nor terms (amounts, rates, CAT) could be confirmed.
Auto financing segment (consumer and fleets). Traditional credit: down payment from 15%, fixed payments of 12 to 72 months. Credit with a final balloon payment: down payment from 25%, terms of 24 to 36 months. Leasing. Focused on the purchase of VW vehicles, not on general business credit.
Unsecured simple loan, simple loan secured by collateral pledge, and financial leasing. Simulator from $5,000 MXN; weekly, biweekly and monthly payment frequencies; informational average CAT of 48.5% excluding VAT.
Loans, financial factoring and financial leasing, funded by financial institutions and/or public debt issuances, aimed at various sectors. Potential B2B focus. No specific rates or CAT are published.
Online personal loan/credit issuance. No specific amounts, rates or CAT are published in the available information.
Loan issuance (product type not detailed). The site does not specify segment, amounts, rates or CAT.
Simple loan secured by shareholder collateral/guarantee for business purposes (per available information), aimed at individuals and companies. No specific rates or CAT are published.
Simple loan (amount and term tailored for growth, asset purchases, production capacity and supplier payments), revolving credit line, and leasing of productive assets (transport, vehicles, machinery and equipment). B2B/SME focus. No specific rates or CAT are published.
Simple loan and revolving credit for working capital, product launches and expansion investments. Amounts from $1,000,000 MXN; allows prepayments or capital contributions without penalty. B2B/SME focus.
BNPL (Buy Now, Pay Later) consumer credit: the merchant receives full payment and the customer pays over up to 12 fixed monthly installments. Consumer/e-commerce segment. No specific rates or CAT are published.
Digital mortgage loan: home purchase and the 'Adquisición Flexible' product for mixed incomes with cash. Approval in ~48 hours and a total process of ~3 weeks; no hidden fees. Consumer segment (mortgage), not B2B.
Products for the real estate sector: loans to develop housing (Credit Line III) and guarantee trust; financing of up to 100% of the value of real estate projects, secured by a mortgage. B2B focus (developers/housing).