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Agricultural/agro-industrial segment. Products: Refaccionario (equipment/fixed-asset loan, up to 15 years), Working Capital (up to 1 year renewable), Habilitación/Avío (working-capital/crop-input loan for the production cycle), Operating Lease (3 years), Rural Financing, Business Loan, and Pledge-secured Loan (up to 180 days). Average CAT of 18.5% to 24.3% excluding VAT (calculated Aug-2022), origination fee 1.5%, and FEGA fee 1.26%.
According to directories, it offers habilitación o avío loans (working-capital/crop-input loans for inputs and operating expenses), refaccionario loans (machinery/fixed assets), and simple loans (long term); no public amounts, rates, or terms.
Working-capital credit line for companies within the group itself. Does not extend credit to external third parties. No own website found.
Agricultural/agri-food segment. Working-capital support (traditional or multi-cycle schemes) and financing for the acquisition of machinery, livestock, equipment, and infrastructure. Does not publish rates/CAT or amounts.
Agricultural/livestock segment. Products: habilitación o avío (working-capital/crop-input loan), current account, and refaccionario (equipment/fixed-asset loan). Does not publish rates/CAT or amounts.
Microfinance and primary-sector segment. Products: Communal Loan (groups of 8-50), Solidarity Loan (up to 7 members), Individual Simple Loan, Development Loan, Agro Para Crecer, D Volada (fast disbursement), and loans with guarantee/pledge. The communal loan reports an average amount of $21,140.70, average term of 17 weeks, average fixed annual rate of 41.40% excluding VAT, and average CAT of 129.80% excluding VAT.
Agricultural/agro-industrial segment. Avío (working-capital/crop-input loan): $300,000-$8,000,000, up to 12 months. Refaccionario (equipment/fixed-asset loan): $500,000-$10,000,000, 12 to 84 months. Multi-cycle avío: $300,000-$8,000,000, up to 36 months.
Agricultural/rural segment. Loans for agricultural production, livestock, agribusiness, and post-harvest investments, plus leasing of machinery, vehicles, or equipment. Each contract details the CAT, fees, and taxes; monthly, quarterly, or seasonal payment frequencies; no hidden charges. Does not publish specific amounts or rates.
Company/SME segment in the export and manufacturing sector (pesos and dollars, Mexico and U.S.). Short term: customer and supplier factoring, purchase-order financing, inventory financing, revolving and semi-revolving credit. Medium term: simple working-capital loans, operating and financial leasing, lease-back, asset acquisition, and project/contract financing.
Lender to the agro-industrial/agribusiness sector; no public detail on amounts, rates, or terms for the Mexican entity.
Agricultural/agro-industrial segment (sugarcane, rice, cattle fattening, machinery, and marketing). Products: Refaccionario (equipment/fixed-asset loan), Habilitación o Avío (working-capital/crop-input loan), Simple Loan, Current Account, Pledge-secured Loan, Unsecured Loan, and repo of deposit certificates. Does not publish rates/CAT or amounts on its homepage.
Loans focused on the agricultural and livestock sector; no public amounts, rates, or terms.
Agri-food/agribusiness segment. Products: Habilitación o Avío (working-capital/crop-input loan), Refaccionario Loan (equipment/fixed-asset loan), Working Capital, Financial Leasing, and Financial Factoring. Does not publish rates/CAT, amounts, or terms on the site.
Extends credit; the site functions mainly as an anti-fraud notice (does not charge advances, operates with certified agents) and does not detail products, amounts, rates, or terms.
Individuals and companies segment. Personal and commercial loans with rates from 10.95% annual, approval in 24 hours, and maximum amounts of up to $40,000 MXN. Also offers digital banking, factoring, flexible credit lines, and the CreciDinero app.
Company segment. Crypto purchase/custody services (Bitcoin and others), deposits and withdrawals via SPEI/SPID/SWIFT, OTC desk, and an "AION Créditos" product. No amounts, rates, or terms published for the credit component.
According to directories: secured and unsecured consumer credit and residential mortgage credit; no public amounts, rates, or terms.
Consumer/employee segment. Main product: "Ajuda Préstamo Nómina" for employees of companies with an agreement. Does not publish amounts, rates/CAT, or terms on the site.
Companies and individuals segment. Products: Business Loan (working capital, investments, or asset acquisition, with tailored amounts and terms), Personal Loan, and a Fiduciary division. Does not publish rates/CAT or specific amounts. (CONDUSEF notice: operates only directly; there are false agents.)
SME segment. Products: Factoring, Operating Lease, and Simple Loan. For the simple loan: average CAT 39.9% excluding VAT, average origination fee 3%, and weighted annual interest rate of 28% excluding VAT (average term ~12 months; calculated Oct-2025).
SME/company segment. Products: Simple Loan, Revolving Loan, and Financial Factoring. Loans from $250,000 pesos. Does not publish specific rates/CAT.
Individuals and companies segment. Flexible financing plans; minimum amounts from $100,000 (individual) and from $200,000 (company). Does not request advances; online pre-qualification. Does not publish rates/CAT or terms.
Extends simple loans (has operated with companies and public entities). The site does not detail amounts, rates/CAT, or terms.
Consumer/microcredit segment. Loans of $10,000 to $50,000 pesos according to repayment capacity. Does not request advances; formalization is in person at its offices. Does not publish rates/CAT or terms.
Credit for companies/businesses (production capacity, investment goals, economic difficulties); no public amounts, rates, or terms.
The company states that it does not extend credit to individuals or companies and that it never requests advances. (Note: the site presents an invalid TLS certificate.)
Origination and management of FOVISSSTE mortgage loans (traditional, construction, spousal, pensioners, joint, etc.), INFONAVIT, and bank mortgage credit in alliance with Scotiabank, HSBC, Santander, and Banorte. Consumer/housing segment (not B2B). No specific rates or terms published.
Financial entity governed by the Law on Auxiliary Credit Organizations. Does not extend credit to the general public (B2B/specialized orientation). No specific products or terms published.
Extending credit as a non-regulated SOFOM with nationwide coverage. No specific products or terms (rates, amounts, terms) published.
Working capital, equipment and machinery acquisition, credit lines, factoring (invoice discounting), and sale-leaseback for companies (company/SME segment). No specific rates, amounts, or terms published.
Credit for medical expenses (consumer/health segment, not B2B). Amounts from $4,000 to $500,000 MXN; terms of 6, 12, 18, and up to 24 months; average rate ~4.8% monthly + VAT; one-time origination fee of 5% + VAT. Requirements: age 18-75, ID, proof of address and income.
As a general deposit warehouse: bonded and domestic deposit, issuance of deposit certificates and pledge bonds (auxiliary credit instruments), inventory management (dry/refrigerated/frozen), handling, logistics and foreign trade. It does not extend credit directly; it enables collateral-pledge financing on deposited goods.
As a general deposit warehouse: storage and custody of goods, bonded deposit, issuance of deposit certificates and pledge bonds (instruments for collateral-pledge financing), commercialization and value-added operations, and enabled warehouses (incl. in the U.S.). It does not extend credit directly; it facilitates collateral-pledge credit on goods.
As a general deposit warehouse: receipt, storage, custody and preservation of domestic/imported goods with issuance of deposit certificates and pledge bonds; inventory commercialization (temporary inventory purchase), inventory management, integrated logistics, light assembly and goods insurance. It enables collateral-pledge financing, not direct credit.
As a general deposit warehouse: storage (bonded and domestic deposit), logistics, issuance of deposit certificates and pledge bonds, and financial-support services. It has over 80,000 m². It enables collateral-pledge financing on goods; it does not extend credit directly.
As a general deposit warehouse: storage, bonded or domestic enabling, bonded deposit, issuance of deposit certificates and pledge bonds, and value-added services, with a network of commercial partners. It enables collateral-pledge financing on goods; it does not extend credit directly.
As a general deposit warehouse: domestic and bonded deposit of goods, custody and related services, with issuance of deposit certificates and pledge bonds as auxiliary credit instruments. It enables collateral-pledge financing; it does not extend credit directly.
As a general deposit warehouse: bonded deposit, domestic deposit, refrigerated deposit, bonded and domestic enabling, an accredited verification unit, and issuance of deposit certificates and pledge bonds. It enables collateral-pledge financing; it does not extend credit directly. No official website could be confirmed.
As a general deposit warehouse: storage, custody and preservation of domestic and foreign goods, bonded deposit, issuance of deposit certificates, labeling, commercialization and transport. It enables collateral-pledge financing on goods; it does not extend credit directly.
As a general deposit warehouse: storage of domestic and foreign goods under a bonded-deposit regime, import/export, issuance and negotiation of pledge bonds, and acting as a correspondent for credit institutions. It enables collateral-pledge financing; it does not extend credit directly.
General deposit warehouse services geared toward companies: issuance of deposit certificates and pledge bonds that allow the depositor to use its inventory as collateral to obtain financing (collateral-pledge credit) with financial intermediaries; bonded and domestic warehousing, distribution and value-added services. Segment: companies / agribusiness. No rates or amounts are published.
As an AGD it provides bonded and domestic warehousing, distribution, inspection/quality-control unit, intermodal transport and collateral-pledge financing (use of deposited goods as collateral). As an auxiliary credit organization it can issue deposit certificates that allow companies to obtain credit backed by their inventory. Segment: companies, industry and commerce. No rates or amounts are published.