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General deposit warehouse services for companies: issuance of deposit certificates that back inventory to obtain financing secured by the deposited goods; bonded and domestic warehousing, distribution and value-added processes. Segment: companies / agribusiness. No rates, amounts or terms are published.
General deposit warehouse services for companies: goods certification and issuance of deposit certificates that allow obtaining financing backed by inventory; bonded deposit for imported goods, domestic warehousing and verification units. Segment: companies / agribusiness. No rates or amounts are published.
General deposit warehouse services for companies: enabling of warehouses and issuance of deposit certificates and pledge bonds on inventory, which allow the client to access credit based on its deposited goods; logistics and supply-chain management. Segment: companies / agribusiness. No rates or amounts are published.
General deposit warehouse services for companies: domestic warehousing and warehousing under a bonded-deposit regime, issuance of deposit certificates on inventory for access to financing, plus guarantee trusts. Value-added services, labeling, distribution and commercialization. Segment: companies, industry and foreign trade. No rates or amounts are published.
SME credit and business credit (available throughout the country) and operating leasing; personal and entrepreneur loans (limited to Yucatán, Veracruz, and Quintana Roo). Company/SME segment. No specific rates, amounts, or terms published.
For SMEs: factoring, leasing, and working-capital loans (digitally, via the Bontu platform); working-capital advances and financial wellness for companies. Payroll-based consumer credit for public/private employees, pensioners, and professionals. Currently no lending due to insolvency proceedings; no current terms published.
Advisory and origination of FOVISSSTE mortgage credit (authorized by FOVISSSTE) and mortgage loans; free advice during the term of the loan. Consumer/housing segment (not B2B). No specific rates or terms published.
Group loans, individual cash loans, and auto financing (the largest portfolio is auto). Microcredit/consumer segment. Terms (CAT, costs, and fees) available in documents on the site; no specific rates detailed. Portfolio ~MXN 884 million as of Dec-2023.
Financial and technological solutions (payments, investments, risk management, data analytics). No specific credit products or published terms found.
Flexible credit for entrepreneurs with no credit history and automatic financing for small-business projects; does not check the credit bureau and approves through an automated system (entrepreneur/SME segment). No specific rates, amounts, or terms are published.
Credit for companies and individuals with business activity (members): current-account credit, simple loans, asset-acquisition loans and bridge loans for construction; maximum term of up to 60 months (by exception). Also investment products. Segment: companies (construction, equipment, leasing). No rates or CAT are published.
Credit solutions for immediate liquidity associated with foreign-exchange operations in Mexico and abroad (corporate segment). Loans from USD 100,000 with terms of up to 45 days.
Loans for SME business development and financing for agricultural producers (grains, fruits, vegetables, sugarcane, intensive livestock, coffee, aloe vera, aquaculture, and related activities). Corporate/SME and agricultural segment (B2B). No specific rates, amounts, or terms are published.
Loans with an origination fee of 2% to 5%; weekly, biweekly, or monthly payments; fixed annual interest rate of 30% to 90%; reported average CAT of 278.6% excluding VAT. Consumer/microcredit segment.
Tailored loans for individuals and companies with flexible amounts, adjustable terms, and disbursement within 24 hours (corporate/business-expansion segment). No specific rates or amounts are published.
Business capitalization through simple loans, current-account credit, financial leasing, operating (pure) leasing, and payroll-deduction loans. Corporate/SME segment (B2B). No specific rates, amounts, or terms are published.
SME loans with mortgage collateral, pure leasing, and factoring to strengthen liquidity and corporate expansion; also entrepreneur credit. Corporate/SME segment (B2B). No specific rates, amounts, or terms are published.
Personal and group loans to individuals and companies (microcredit/consumer segment, open to companies). No specific rates, amounts, or terms are published.
Credit for individuals, microbusinesses, and small enterprises on terms suited to their financial situation (micro/SME segment). No specific rates, amounts, or terms are published.
Online personal loans via the ÁgilDinero app, with fast approval, a points/rewards program, and protection against unusual activity during the first 45 days. Consumer segment (not B2B). No specific rates or amounts are published.
Structured credit (senior secured private debt) to mid-sized companies, other SOFOMs, leasing firms, and SMEs; manages several private-debt funds in MXN and USD. Corporate/financial-institution segment (B2B). Does not operate with adhesion contracts, so it does not handle a CAT; terms are tailored.
Personal loan (100% digital, ages 20-60), payroll loan, corporate credit card (ages 18-70 with RFC), financial leasing for vehicle acquisition (individuals with business activity and companies), and the Impulsalux loan. Consumer and corporate/SME segment. No specific rates, amounts, or terms are published.
Asset-based financing (equipment leasing), factoring, and structured cash-flow loans to support rapid growth. Corporate/SME segment (B2B). No specific amounts, rates, or terms are published.
Platform-integrable factoring and revolving credit via API for automatic financing of SME clients (embedded working-capital model). Corporate/SME segment (B2B fintech). No specific amounts, rates, or terms are published.
Loans to companies from $500,000 to $20 million MXN, granted with real-estate collateral (4-to-1 appraisal ratio). Average CAT of 48.5% excluding VAT (on a $500,000 loan over 3 years, 36% fixed annual rate, 6% origination fee excluding VAT). Corporate/SME segment (B2B). Sole official site: americafin.com (warns of a fraudulent site, serviciosamericafin.com).
Payroll loan, preferential credit, SME loan, and MSME financing. Corporate/SME and consumer segment. No specific rates, amounts, or terms are published.
Security and collateral agent services for financings (bilateral or syndicated loans), neutral administration between the borrower and its lenders, and trustee services. Aimed at banks and alternative lenders (B2B); not a mass-market credit grantor. No credit terms are published.
Financing of up to 100% of the appraised value of the land, or up to 80% of the project's liquidity needs. Corporate/real-estate development segment (B2B project finance). No specific rates or terms are published.
Habilitación/Avío (production/working-capital) and Refaccionario (equipment/fixed-asset) loans (19.5% annual, 3% origination fee + 2% supervision); Current-Account and Simple loans (19% annual, 3% origination). Requires a clean credit bureau, 2:1 collateral on the amount, verifiable income, and a joint obligor.
Credit solutions for SMEs and individuals. Corporate/SME and consumer segment. No specific rates, amounts, or terms are published.
Equity crowdfunding model, not debt. It allows startups/companies to raise capital and investors to invest from approximately $3,000 MXN in diversified portfolios. It is not traditional debt credit; it is equity financing for early-stage companies.
According to directories, it grants long-term simple loans to help companies increase their productive capacity and short-term revolving credit lines to cover operating needs. No confirmed rates or amounts were found.
The site mentions a 'Loans' section but does not publish specific amounts, rates, or terms. Contact: +52 999 941 0241 / uneaes@dinercap.com.
Personal loans with payroll deduction aimed at government employees and affiliated institutions. No specific published amounts/rates/terms were found.
Basic loan for SMEs and individuals with business activity who need capital, granted in a single drawdown and generally repaid in monthly installments of principal and interest according to agreed terms. It also offers financial planning, asset management, and advisory services. No specific rates/amounts are published.
Simple Loan (B2B): 3 to 60 months, minimum amount $500,000, fixed rate up to 25% annual. Personal Loan: 3 to 60 months, minimum amount $5,000, rate up to 65% annual. Monthly payments by bank transfer; nationwide coverage.
Accessible personal loans, without guarantors or complicated paperwork (Zefino Efectivo brand). No specific amounts, rates, or terms are published. Contact: office@apoyobasicocomercial.com.mx / +52 4692970086.
Invoice factoring. Segment: the primary borrowers are small businesses seeking immediate cash-flow solutions through invoice financing. They likely operate across various sectors, but specifics are not disclosed. Rate: unknown.