Company/SME and financial-intermediary segment (B2B). Products: Simple Loan (individuals with business activity and companies, terms 6-60 months, maximum amount $25,000,000 MXN, with guarantees); Revolving Loan (36-month contract, drawdowns up to 180 days); financial and pure leasing; for financial intermediaries: co-financing, working capital, and portfolio discounting. 'AAF3+/M' asset-manager rating.

Payroll credit with automatic deduction and payroll advances; operates under the multi-brand 'Mi Dinerito' (loans from $3,000 up to $500,000, with no credit-bureau check or guarantor). B2C segment (workers). Low B2B relevance.

Company (and individuals) segment. Tailored credit and financing for companies with flexible terms and transparent conditions; advisory on credit options, risk management, and compliance. No specific rates/amounts verifiably found.

Simple loan and business loan for SMEs/companies: amounts from $100,000 up to $5 million MXN; fixed annual rate determined by project evaluation; monthly payments on outstanding balances; terms aligned with the project; variable origination fee.

Consumer credit and microcredit: personal loans from $5,000 to $50,000 MXN; microloans; loans for retirees and pensioners. Primarily B2C and micro-business focus.

B2B products for companies and entrepreneurs: current account loan (working capital, revolving funds), simple loan (working capital, equipment, or fixed-asset purchase), and financial factoring (short-term liquidity through assignment of collection rights).

Public-sector financing (states, municipalities, federal): debt restructuring, direct credit, equipment/machinery leasing, and public-private partnership schemes, with technical advisory for public-investment projects. Specific terms not published.

Debt and co-ownership crowdfunding through its digital platform; it connects investors with those who need financing. No specific ticket sizes, rates or terms were located in the sources consulted.

Provision of loans/credit; no specific terms (amounts, rates, periods) were found.

Loans, financing, and savings primarily for consumer/micro-business purposes for women; it promotes competitive rates and personalized service. Specific amounts, rates, and terms not published.

Personal credit (B2C): 100% online process with an immediate response; amounts and terms adjusted to the client's capacity; no guarantee and no hidden charges. Exact rates and amounts not published.

Personal and commercial loans for SMEs, entrepreneurs, and professionals; financing to grow, invest, or improve infrastructure. Referenced amounts from $1,000 to $25,000 MXN; competitive rates; subject to approval.

Simple loans, payroll credit, leasing, and factoring. It promotes competitive rates and high approval; specific amounts, rates, and terms not published.

Agricultural/business credit: habilitación and avío (working-capital loans for production inputs), refaccionario (financing for fixed assets/capital investment), revolving, simple loan (individuals with business activity and companies, for fixed assets and/or working capital), and guarantee trust. Average CAT 21.5% excluding VAT (on $100,000 over 12 months).

Personal/payroll loans (repaid via payroll deduction) for government employees and IMSS pensioners. CONSUMER, not B2B.

Personal credit (B2C) with a fast digital process; it promotes clear terms, no unnecessary paperwork, and no hidden charges. Specific amounts, rates, and terms not published.

SME loan, revolving loan, pure leasing, and PFAE (individual with business activity) loan. Requirements: annual revenue >$10 million MXN and 2+ years of operation. Amounts: $500,000-$3M without a guarantee and up to $5M with a guarantee; terms 6-36 months; average CAT (2026) simple loan 48.0% and revolving 12.9% excluding VAT, origination fee 3%; no prepayment penalty.

Financial factoring for SMEs (B2B): liquidity on accounts receivable without taking on debt, with no guarantor or mortgage guarantee; line pre-approval in as little as 48 hours by uploading the CIEC. Contract signing and invoice assignment via MIFIEL.

Structured B2B financing: simple loans secured by future collection cash flows and a simple loan in local currency at a variable rate for growth or refinancing. Amounts of $20 to $80 million MXN. Segments: federal payroll, consumer credit, and guaranteed SME credit for SOFOMs/SAPIs and vehicle leasing firms.

Senior structured debt to non-bank financial entities in sectors such as medical, automotive, microfinance, pensions, and leasing; B2B/investor focus. Fixed interest payments. Specific amounts and terms not published.

Credit for productive purposes for oil-palm producers, with below-market rates, backed by a trust funded by the federal government. Specific terms not published.

Microcredit for women entrepreneurs in the textile sector (seamstresses): financing of industrial sewing machines with home delivery and technical support. Origination fee 2%; no prepayment penalty; average fixed rate ~50% per year (range 40%-65% depending on profile).

B2B products for SMEs: factoring, simple loan, and auto leasing (it also offers consumer credit and residential mortgage credit). Average CAT 33.2% excluding VAT (example on $2,000,000 MXN over 12 months).

Payroll credit (B2C) to public-sector workers via payroll deduction, with no credit-bureau check, no guarantor, and no origination fee. Terms up to 48 biweekly periods; average CAT 167.8% excluding VAT (as of 02/01/26).

Digital accounts for individuals and companies and loans at competitive rates; has a business offering (empresarial.fondeadora.com) for businesses with accounts, SPEI payments and financing. Specific details on loan amounts/terms not openly published.