Promotion and operations of credit, factoring, and financial leasing aimed at entrepreneurs and SMEs with productive projects. No specific tickets, rates, CAT, or terms are published.

Online consumer/personal credit, with no paperwork, with flexible credit limits adjusted to the applicant's profile. Focus on individuals (emergencies or planned expenses). No amounts, rates, CAT, or terms are published.

Auto loans (Ford/Lincoln vehicles) to end customers and inventory financing to dealers (wholesale, B2B segment). Plans: Certified Pre-Owned (down payment 20%-70%, 6-60 months), Green Plan for hybrids/electrics (down payment 40%-70%, 6-60 months), 40% Plan (down payment 40%-70%, up to 72 months).

Productive microcredit for commerce, equipment and machinery purchase, and working capital (micro-enterprise/commerce segment). No specific amounts, rates, CAT, or terms were found.

Group credit (community groups) and individual loans adapted to the target population; it also has a digital loan via the FAMF Cash app. Consumer/microcredit segment (not formal SME). No specific amounts, rates, CAT, or terms are published.

Simple Payroll Loan (employees with 1+ year of tenure, ordinary annual interest 42%-113%), Simple Loan (42%-64% annual), and Auto Loan (42%-70% annual), all at a fixed rate. Average CAT 68.1% per year excluding VAT (May 8, 2024); no fees; response in 24 hours. Operates only in Sinaloa.

B2B/SME. FactuCrédito (factoring): from $300,000 MXN, finances up to 80% of the invoice value + VAT, term up to 120 days, rate 27% per year, 0% origination/drawdown fee; requires a company with 1+ year operating and $200k+ monthly revenue. Simple Loan: up to $7,000,000 MXN, term 12-36 months, fixed payments. Free Revolving Loan: up to $7,000,000 MXN with a real-estate guarantee. Digital process with a response in 48 hours.

Simple Loan and Payroll Loan (aimed at individuals/employees). No specific amounts, rates, CAT, or terms are published.

B2B/SME. Business credit (capital for suppliers, inventory, and growth) and receivables advance/factoring. Access from $2 to $30 million MXN, no guarantees, 100% digital, proposal in 48 hours. Rates/terms personalized according to business performance (not published).

Credit to support small and medium-sized businesses and entrepreneurs (investment capital for the business), with a fast-service approach supported by technology. No specific amounts, rates, CAT, or terms were found (site with intermittent availability at the time of consultation).

Individuals/financial-inclusion segment (not B2B). Cuenta Basica General with no fees and basic financial services with an inclusive focus. No business/SME credit offering with public terms was found.

Crowdlending for SMEs/companies. Aimed at companies with at least 2 years of operation and monthly billing of ~1.5 million pesos or more; financing up to 10 million pesos (partnership with Cumplo), pre-approval within 24 hours, with no mortgage collateral; returns to investors up to ~24% per year, minimum investment $2,500.

Portfolio of financial services for individuals, entrepreneurs, and SMEs, with an online platform to request credit and manage payments. No specific amounts, rates, CAT, or terms are published.

Financing (credit in its various forms: deferred payment, loans, and credit lines) for individuals and companies. No specific amounts, rates, CAT, or terms are published.

Revolving consumer credit to individuals through the private DP Card, for immediate purchase and cash needs. No credit limits, rates, CAT, or terms are published.

Focus on credit for SMEs/companies. No specific amounts, rates, CAT, or terms were found on the site.

Simple Loan and Personal Loan (consumer/individuals segment), with accessible amounts according to the client's needs and a fast process. No specific amounts, rates, CAT, or terms are published.

For individuals: income advances and personal loans. For companies (B2B): factoring and working-capital advances. The site reports more than 60,000 loans granted to more than 35,000 clients. No specific amounts, rates, CAT, or terms are published.

Competitive credit (and savings) options aimed at companies and the productive/logistics sectors (B2B). No specific amounts, rates, CAT, or terms are published.

Personal credit (education, health, emergencies) and SME credit (expansion and cash flow). No verifiable amounts, rates, CAT, or terms were found.

B2B/MSME. Revolving credit line for working capital and liquidity; depending on the amount, it may require a pledge or mortgage guarantee. Fixed annual rate from 24% with an average CAT of 18.1% excluding VAT.

Personal consumer microloan via the FinLeap Cash app. Amounts from $400 to $18,000 MXN, terms of 91 to 360 days, annual interest rate between 20% and 36%; approval in approximately 24 business hours. Consumer segment (not B2B).

B2B/companies. Loans with collateral arrangements via trust (real estate, movable property, liquid assets, rights), to increase working capital or develop investment projects; appraisals based on the client's financial analysis. No specific amounts, rates, CAT, or terms are published.

Credinómina loan (consumer/payroll) with amounts from $3,000 to $50,000 MXN. No specific rates, CAT, or terms are published.

Personal/payroll loan via Intermercado: from $2,000 to $300,000 MXN, no credit-bureau check, no guarantor or collateral, with terms of up to 96 fortnightly periods (48 months). Repayment by payroll/pension deduction. Consumer segment (employees, pensioners, retirees).

Lending; no verifiable specific amounts, rates, CAT, or terms were found on the site.

Personal loan up to $350,000 MXN based on the applicant's capacity and history; term, rate, and payments fixed for the entire life of the loan. Cash delivered within 48 hours; automatic repayment via payroll/pension. Consumer segment. No specific rate/CAT is published.

Opticredit Personal Loan (max annual rate 36%, minimum income $10,000/month, minimum amount $10,000), Opticredit Business Loan (simple loan, max annual rate 20%, minimum income $60,000/month, minimum amount $500,000; for individuals with business activity or companies), and Financial Leasing (max annual rate 12%).

Payroll loan with a term of up to 12 months at a fixed rate, payments deducted from payroll, fee of $40 + VAT per $1,000; and a payroll advance with a 1-month interest-free term (repaid via payroll). Consumer/employee segment.

Personal loans (expenses, emergencies, projects), loans for entrepreneurs/startups, and financial advisory; the Cashcredit app for consumer credit with fast disbursement. Contracts include rate and CAT calculations, but no amounts, rates, or terms are published on the site.

B2B/SME. Operating lease lines for SMEs (financing of assets/equipment). No specific amounts, rates, CAT, or terms are published.

Credit (including long-term simple loans); online account statements, payment clarifications, and payoff letters. No specific amounts, rates/CAT, or terms are published.

Unsecured term loan. Segment: the primary borrowers are IMSS pensioners and retirees, specifically those receiving old-age, disability, or widowhood pensions. The company serves a demographic that typically needs quick access to funds for personal expenses. Rate: UNKNOWN.