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Lending; the official site does not detail specific products, amounts, rates, or terms.
Consumer/payroll segment. Payroll loan with terms of 6 to 60 months, minimum amount of $2,000, and a maximum annual interest rate of 129.05%.
Company/B2B segment. Financial factoring (purchase of invoices at a discount), current-account (revolving) credit, and simple loans. Available in Mexico City and the State of Mexico; no specific amounts, rates, or terms are published.
P2P crowdlending of personal/consumer credit; investors fund loans applied for by individuals. Focus on consumer credit, not B2B. Specific terms (ticket size/rate/term) are not detailed in the sources consulted.
SME/company segment. Production-purpose simple loan (expansion, asset acquisition, working capital): amounts from $800,000 to $15,000,000 MXN, terms up to 48 months, fixed annual rate 14%-29%, weighted-average CAT ~34.28% (May 2026). Requires collateral worth at least 2x the amount; origination, servicing, and investigation fees of 2% each.
Consumer segment. Personal loans via app of up to $20,000 MXN, with no guarantor or collateral, aimed at people with fixed income, freelancers, and independent workers; promotes disbursement within minutes. Does not publish specific rates/CAT on the home page.
Consumer segment. Online loans via app (Fortaprest) of up to $20,000 MXN, terms of 91 to 365 days, annual rate (APR) of 31.03% to 372.41%, and a high informational CAT. Reported in listings of 'montadeudas' (predatory debt-trap) apps.
SME/company segment. Simple loan for SMEs and individuals with business activity, for working capital, asset purchases, payments to suppliers, investment projects, or commercial growth. Does not publish specific amounts, rates, or terms.
Simple loan with payroll deduction (originally, e.g., the ISSTEY portfolio) and business loan. PCR Verum rating of 'BBB+/M' long-term and 'AAF3/M' as a financial-asset manager. Does not publish specific amounts, rates, or terms.
Company/B2B segment. Factoring (converting outstanding invoices into liquidity) for working capital. In 2023 it received USD 100M of debt financing from Arena Investors. Does not publish specific amounts, rates, or terms.
Consumer segment. Financing of durable goods and operation/promotion of non-bank credit cards, aimed at workers at any workplace in Mexico. Does not publish specific amounts, rates, or terms.
Consumer segment / employee benefit (B2B2C). Advance of up to 30% of payroll, available 24/7 via app, at no cost to the employer; includes discounts at merchants and preferential medical services. Aimed at employees in manufacturing, agriculture, construction, and retail.
Consumer segment. Online personal loans from $1,000 to $15,000 MXN, a 100% online process with no paperwork, direct deposit to the client's account. Does not publish specific rates/CAT.
Consumer/microcredit segment. Personal microloans with in-person service; aimed at underserved populations (brand Mujer Estrella). Does not publish specific amounts, rates, or terms; warns that it never requests money in advance.
Individual loan of $5,000 to $250,000 MXN and group loan of $1,000 to $60,000 MXN (minimum 5 members). Uses: working capital, purchase of tools/minor equipment, improvement of premises or housing, and personal expenses. Does not publish specific rates or terms.
Company/B2B segment. Financial factoring, simple loan, and revolving credit line (current account). Does not publish specific amounts, rates, or terms.
Consumer/payroll segment. Payroll credit aimed at IMSS retirees and 1973-Law pensioners, from $3,000 MXN, with authorization in less than 24-48 hours and rates it promotes as among the lowest in the market.
Company and consumer segments. Leasing/financing of electric vehicles: for companies (EV fleets, charging-network installation, management software) and for individuals (the VEMO Impulso program, lease-to-own for platform drivers such as Uber/Didi/Cabify, with no down payment and credit-bureau flexibility). Does not publish specific rates/CAT.
B2B: Simple loan for companies (SMEs) and individuals with business activity, interest rate 17%-28% and terms of 3 to 36 months; informational CAT of up to 46.10%. Financial factoring (with recourse) to accelerate invoice collection. Accepted collateral: real estate, trust (fideicomiso), pledge, and guarantor.
Consumer credit (personal loans) via the 'Cash Crédito' app, amounts up to approximately $20,000 with a fast application (~15 minutes). Consumer focus, not B2B.
Microloans: payroll loan with deduction (up to ~30% of net monthly salary) for government employees and companies under agreement; commercial loan; amounts over $30,000 without collateral but with a guarantor. More oriented toward consumer/payroll than B2B.
B2B: financing with real-estate collateral. Business product $3-8M over 12-36 months (backed by industrial real estate); SMEs $0.5-3M over 12-24 months for working capital (commercial or residential collateral); Productive Infrastructure $3-10M over 12-36 months. Each transaction is assessed with technical, legal, and financial analysis.
Operating lease (pure leasing), credit (including payroll/government-employee loans), factoring and financial factoring, insurance brokerage, and medical financing. Aimed at companies and individuals; flexible terms. No specific rates/amounts are published.
Personal loan via payroll (automatic deduction): amounts from $2,000 to $250,000 adjusted to the credit profile, deposit by electronic transfer, response in 48 hours, accessible even with a negative credit history, competitive rates. Consumer/payroll focus, not B2B.
Group loan for women micro-entrepreneurs who need resources to invest in their businesses (purchase of merchandise, raw materials, or investment in assets), plus training and guidance. Productive microcredit; no specific rates/amounts are published.
A regulated crowdfunding platform. No website, operating commercial brand, or credit terms (ticket sizes, rates, terms) were confirmed in the sources consulted.
Credit and financial intermediation services. Specific details on products, segments, amounts and terms not openly published (information available via CONDUSEF/credit bureau).
Payroll loans with fixed payments of up to ~$400,000 without a credit-bureau check; mortgage-backed loans; factoring. Monthly payments adjusted to the client's capacity, direct deposit to account. A mix of consumer/payroll and some factoring.
Revolving credit (a flexible credit line) and simple loan, for individuals and companies, with personalized service and advisory. In-person processing at the branch. No specific rates/amounts are published.
Loans, financing, and services to individuals and companies, with competitive rates, personalized service, and financial advisory. No specific terms (rates/amounts/terms) are published.
Revolving credit (a flexible line) and simple loan, for individuals and companies, with personalized advisory and service. In-person processing. No specific rates/amounts/terms are published.
Personal loans via app: amounts from $500 up to $25,000-$50,000 MXN per individual loan; term of 91 to 180 days; daily interest rate from 0.05% and annual rate ~18%; no hidden fees; disbursement within minutes. Consumer product, not B2B.
B2B: credit for companies and individuals with business activity, with an emphasis on agile financial solutions. No specific rates/amounts/terms are published in the sources consulted.