Compare offers
Loading lender options.
Preparing the lender list and available filters.
Imported lenders...Loading published rate data
Compare offers
Preparing the lender list and available filters.
Compare offers
Search lenders, compare locations, and review available rate data before Effect matches your business with the right credit.
B2B: financial leasing of vehicles for the state public sector and of equipment for export manufacturing. The entity is in the process of dissolution (expected by 2026). No detailed commercial terms are published.
Personal loans via the 'VIV Crédito' app designed for the Mexican market. Consumer product, not B2B. No specific rates/amounts/terms are published. (Note: CONDUSEF has warned about impersonation of this entity's name.)
Personal credit for adults residing in Mexico with verifiable income; amount tailored to the client's financial profile, flexible terms, generally unsecured, digital contract, and direct deposit to account. Consumer product; no specific rates are published.
B2B: personalized financing aimed at businesses' investment and growth needs. No specific rates/amounts/terms are published in the sources consulted.
Payroll (employees of companies under agreement): annual interest 11.9% + VAT, CAT 41.4% + VAT, no fee. Group (groups of up to 15 people for entrepreneurial projects): fee 10% of capital per member, annual interest 40% + VAT, CAT 117.10% + VAT. Personal: fee 15%, annual interest 177.42% + VAT, CAT 245.83% + VAT. Serves micro and small enterprises (SMEs) and their employees.
Personal loan with pledge collateral (variable rate and fixed rate), direct personal loan, current-account (revolving) credit, and secured simple loan (variable rate). The segment (consumer/companies) and rates/amounts/terms are not clearly specified.
Loans, financing, and services for individuals and companies (including businesses), with competitive rates, personalized service, and advisory. No specific rates/amounts/terms are published.
Does not grant direct credit; it specializes in guarantee trusts (pure, real-estate, self-construction, patrimonial, vehicle-collateral, and alimony-obligation trusts) to protect assets and provide legal certainty. A trust service for businesses/individuals, not financing.
B2B: SME loan of $200,000 to $5,000,000 (based on revenue and history), over 24 months with monthly amortization of principal and interest and no prepayment penalty, for the purchase of fixed assets and productive capacity. Agribusiness loan (poultry and protected agriculture) up to 5 years for equipment and up to 6 months for working capital, with liquid, pledge, and mortgage collateral; line approval in a maximum of 15 days. Also a retirement loan. Does not publish specific rates/CAT.
Credit granted under Art. 87-B of the LGOAAC; the maximum limit varies according to the applicant's underwriting characteristics and payment history. The process includes application, digital verification of identity and employment, signing of an assignment contract backing the advance, and disbursement of the credit. Aimed at employees (consumer/payroll).
B2B/secured: Simple loan from $500,000 MXN, with unencumbered real-estate collateral (finances up to 50% of the property value), terms up to 60 months with renewal, average CAT 31.5%, the credit-bureau history is NOT decisive for approval, and no prepayment penalty.
Business (B2B) and individuals segment. Credito Hey Negocios: up to $15 million MXN for operating expenses or liquidity. Cuenta Hey Negocios and Tarjeta de Credito Hey Negocios (up to $500,000 MXN). Loans and cards for individuals.
Personal loans from $2,500 to $400,000 MXN, terms 3-48 months, rate ~24%-48% annual; credit card and investments. Consumer/individual focus.
Online personal loans (100% digital process, from application to approval). Consumer product, not B2B. No specific rates/CAT/amounts/terms are published in the sources consulted.
Does not grant direct credit; it specializes in trust services and the structuring of guarantee/asset-protection trusts for individuals and companies. A trust service, not financing.
Credit with payroll deduction for government and private-company employees; also credit for rent payments. Consumer/payroll focus, not B2B. No specific rates/amounts/terms are published in the sources consulted.
Mortgage loans for active workers or pensioners who use a FOVISSSTE loan (in pesos or UMA), including the joint FOVISSSTE-INFONAVIT scheme for the purchase of new or used housing. Consumer/beneficiary mortgage credit, not B2B.
Credit and current-account (revolving) credit, as well as financial factoring, aimed at liquidity needs. No public amounts, rates, or CAT were found.
FOVISSSTE mortgage loans (Traditional, FOVISSSTE para Todos up to 4 million pesos, Spousal Loan, FOVISSSTE-INFONAVIT, loan for pensioners, CONSTRUYES) plus appraisal, construction, and remodeling services (REMODELAVIT). Consumer/housing segment for state workers and pensioners; not B2B.
Current-account (revolving) credit and simple loans for individuals and companies (liquidity needs and productive activities), available nationwide. No public amounts, rates, or terms were found.
Business/SME loan from approximately $5,000 up to 4.5 million pesos; annual interest rates of ~10% to 40% (VAT-free for individuals with business activity or companies), with a preferential rate for software/technology companies. B2B segment (SMEs and entrepreneurs).
Mortgage credit/financing within HIR Casa's real-estate self-financing model for the purchase, construction, or remodeling of housing. Consumer/housing segment; not B2B. No specific rates/CAT were found for this entity.
Simple loan (focused on SMEs), revolving credit, factoring, and leasing. Company/SME segment (B2B). No public amounts, rates, or terms were found.
Working-capital loans, business travel financing, recurring-expense financing, and flexible business credit lines (interest paid only on the amount used); also personal, medical, and educational loans. Company/corporate segment (B2B). No amounts, rates, or terms are published.
Financial leasing with a purchase option; contract terms of 60 to 120 months and a maximum fixed annual interest rate of 17.5%. Company segment (B2B).
SME/business segment (B2B). Credito PyME and financing solutions (above $2.5 million MXN) for working capital and investment: requires an individual with business activity or a company, annual sales up to $100,000,000 MXN, 2 years of tax registration and a joint obligor. Term up to 60 months, with no opening fee or prepayment penalty.
Lending; no product types, amounts, rates, or terms were found publicly on the site.
Leasing (purchase of an asset with monthly payments), simple loans to individuals/companies, credit lines, factoring (liquidity solutions on receivables), and payroll credit. Includes a business segment (B2B). No amounts, rates, or terms are published.
Liquidity schemes for SMEs, useful in the early stages of projects and for companies with long periods of client financing (e.g., government projects). Company/SME segment (B2B). No amounts, rates, or terms are published.
Consumer cash loan from $5,000 to $300,000 pesos; average CAT 54.9%, average interest rate 43.30% annual, and origination fee of 1% (VAT-free). Consumer segment (not B2B).
Credit product 'MI CREDI' with amounts from $3,000.00 up to $60,000.00 MXN. Geared toward consumption/individuals; no B2B/business offering identified.
Financial factoring with recourse; reported average CAT of 606.8% VAT-free (calculated on a $3,000 loan over 15 days). Serves individuals and companies with contracting capacity.
Working-capital financing for companies (B2B). No public amounts, rates, or terms were found.
Revolving SME credit (liquidity for operations), simple SME loan (projects, equipment, inventory, expansion), and factoring on accounts receivable. SME/company segment (B2B). Amounts/rates/terms via simulator, not published.