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Personal loans (unsecured microloans, emergency funds, educational financing); payroll loans (for people with fixed income); business loans (working capital, equipment financing, and inventory credit for SMEs and entrepreneurs - B2B segment). Proprietary scoring model and flexible repayment. No specific amounts, rates, or terms are published.
SME loan (small and medium-sized enterprises), business loan (companies in general), and the 'Pronto' financing product - all focused on B2B. The site does not publish specific amounts, rates/CAT, or terms.
Payroll loans/personal loans with payroll deduction, aimed at federal, state, and municipal government workers (consumer segment, not B2B). Grants loans with or without collateral. The site does not publish specific amounts, rates/CAT, or terms.
Unrestricted-use personal loans (CashMex app): amounts from $500 to $30,000; terms of 91 to 360 days; no fees; daily interest rate up to 0.09%, annual rate up to 33%, and CAT up to 414%; approval in minutes and fast disbursement. Consumer segment (B2C), not B2B.
Productive credit for SMEs in the industrial, commercial, real estate, infrastructure, and services sectors (B2B); credit lines up to $15,000,000 with terms up to 5 years, 4% origination fee, and rates up to 36% annually; also lines from $100,000 with no origination fee, rates up to 36% annually, and terms from 12 months to 5 years. Acts as intermediary for federal and state development programs.
Payroll loan (via deduction through employer agreement, consumer segment) and business loan (B2B/SME). Coverage in Nuevo Leon with expansion to Coahuila, Tamaulipas, and the State of Mexico. The site does not publish specific amounts, rates/CAT, or terms.
Business/SME and personal segment. Products: credit (direct financing for personal or business use), operating lease (arrendamiento puro), and the 'Todo incluido' (all-inclusive) solution (logistics, maintenance, and fleet management). Terms of 12 to 48 months; competitive fixed rates (percentages not published). Finances more than 30 vehicle brands plus machinery and equipment.
Microenterprise and individuals segment. Grants loans for business growth, agricultural machinery, and family financial balance. Specific conditions (rates, amounts, terms) not published.
Consumer/individuals and small business segment. Quick-approval cash loans with fixed interest rates; states it does not check credit history. Has a mobile app. Specific amounts, rates, and terms not published.
Auto financing (credit for purchasing Kia cars). Brand conditions: fixed annual rate from ~15.34%, CAT between 27% and 32% depending on the credit bureau (data attributable to Kia financing, not necessarily exclusive to this SOFOM).
Companies/SME segment. Products: customizable amortizing loan (medium- and long-term projects, permanent working capital, or asset financing), revolving credit (temporary working capital, opportunity purchases, emergencies), real estate financing (residential developers, housing, commercial/industrial/tourism/mixed projects), and specialized credit for agricultural trade activities. Specific rates/terms not published.
Business segment (B2B). Business loans for unrestricted or specific purposes and individual terms per business; treasury, FX, international payments, derivatives and structured notes. Tailored terms.
Credit-to-employees segment (companies/institutions) and trust services. Products: Internomina (easy credit for employees via payroll), InterSimple (minimum amount $1,000, terms of 1 to 4 years), and InterFONDO (trust). Rates not published.
Consumer segment (employees via corporate agreements) and microenterprise. Personal loans and microloans through agreements with companies. Specific rates, amounts, and terms not published.
Companies/SME segment via international investor vehicles. Short-, medium-, and long-term financing on customized terms. Specific rates/amounts not published.
Companies/SME segment via international investors. Short-, medium-, and long-term financing on customized terms. Specific rates/amounts not published.
Companies/SME segment via international investors. Short-, medium-, and long-term financing with customized terms and attractive rates. Specific amounts/rates not published.
Companies segment. Financial leasing, lending, and financial factoring activities. Specific conditions (rates, amounts, terms) not published.
Segment: Intersom serves both businesses and individual consumers, focusing on those seeking credit solutions and credit history improvement. Specific verticals or revenue ranges are not disclosed. Rate: UNKNOWN
Companies/SME and individuals segment. Range of group solutions: operating lease (arrendamiento puro / leasing), credit, factoring, and insurance, to acquire goods, recover capital, or expand operations. Specific conditions (rates, amounts, terms) not published.
Individuals and companies segment. Loan/financing products. Specific conditions (rates, amounts, terms) not published.
Proprietary and co-branded credit cards (with airlines and retailers such as Volaris, Despegar, IKEA, among others) and other consumer-credit services. Consumer segment, not B2B. Specific terms (rates, limits) not detailed in the sources consulted.
Bridge loans for real estate developers (construction of housing complexes, offices, retail units), loans for property acquisition, and liquidity loans secured by mortgage for SMEs and individuals. Real estate B2B focus. Disbursements according to construction progress.
SME and individuals segment. Products: loans for fixed-asset investment, financing of raw materials and inputs, and credit lines. Average CAT 21.5% excluding VAT (example: $100,000 over 12 monthly payments).
Companies/SME segment. Mortgage-backed SME loan (property with a market value equal to or greater than 2x the loan amount, at a 2:1 ratio, fully unencumbered; the collateral may belong to a third party). Approval response in 5 days with complete documentation (Monterrey). Specific rates not published.
Individuals and trust/wealth services segment. Credit products: personal loans, auto financing, and payroll loans (coming soon); plus guarantee trusts (real estate, movable property, rights). Specific rates/terms not published.
Consumer credit and credit for businesses/companies: financing to purchase raw materials and supplies, pay wages and salaries, and cover the company's direct operating expenses. Also savings, investment and services (transfers, bill payment).
SME and group-credit segment. Products: SME loan and group loan. Specific rates/amounts/terms not published (see the site's fee schedule).
SME segment in the agri-food/rural sector. Products: habilitacion or avio (short-term credit for inputs and labor), current account (working capital), refaccionario (long-term credit for machinery/installations), and simple loan. Competitive interest rates (not published); terms adjusted to production cycles. Requires mortgage collateral at a 2:1 ratio and financial statements.
Savings and credit for members. No business/SME credit products or public terms were found.
Companies/SME segment. Products: simple loan (fixed amounts over a defined term for machinery, remodeling, inventory, or operating expenses), revolving credit (reusable line for liquidity), and leasing, plus financial advisory. Specific rates/amounts not published.