Individuals and companies segment. Credit platform via the 'ArquiCredito' app; applicant requirements: 18-65 years old, Mexican citizenship, official ID, and bank account. Specific rates/amounts/terms not published.

Companies/SME and individuals (consumer) segment. Products: simple loan, current account (revolving), and financial factoring (since late 2021). Monthly rate between 1.5% and 3.5% depending on profile. Average CAT: 31.68% business simple loan, 26.46% business revolving, 29.26% personal simple loan, 26.93% personal revolving.

Companies/agricultural and industrial producers segment. Main product: financial leasing with own resources in pesos and dollars, and FIRA-funded resources in pesos. Terms of 6 to 60 months; monthly, quarterly, semiannual, or annual payments. Does not mortgage the client's property; assesses solvency and repayment capacity.

Agricultural/companies (primary sector) segment. Habilitacion or avio loans (short-term production credit for inputs and labor) and refaccionario (long-term credit for fixed assets); finances up to 80% of the agricultural production cost, with financial and technical assistance. Portfolio ~$185.8 million pesos directed to the primary sector (63.6% corn in Q1 2025). Specific rates not published.

SME and individuals-with-business-activity segment. Tailored financing solutions for small and medium-sized enterprises. Specific rates/amounts/terms not published.

Lending (loans). Segment and specific conditions (rates, amounts, terms) not publicly detailed.

Companies segment (cash flow financing / working capital) via institutional investors. Does not lend directly to individuals. Specific rates/amounts not published.

Companies/professionals in the medical sector (productive activity) segment. Loans with rates between 3% and 4% depending on the client, amount, and term; also offers microinsurance linked to the loan. Liquidity within 24 hours.

Consumer segment (workers, retirees, and pensioners). Loans via payroll deduction and direct debit. Specific rates/amounts/terms not published.

Companies/foreign-trade segment. Main product: Linea K+N, a revolving credit line for financing in currency exchange. Amounts approximately between USD 250,000 and USD 2,000,000; maximum term 45 days with revolving option; 0% rate with fixed exchange rate; immediate liquidity.

Offers business loans and personal loans. The site does not detail specific amounts, rates, or terms.

SME/individuals-with-business-activity segment; business financing. Specific conditions (amounts, rates, terms) not published on the site.

Consumer segment (pensioners, retirees, workers). Simple loan from $5,000 MXN with a fixed rate from 70% annually; loan for purchasing used motorcycles at a fixed rate of 120% annually; group options; loans with and without collateral.

Microcredit/productive-consumer segment for women entrepreneurs. Collective loans under the 'Mas Flexible' group scheme for productive purposes (commerce, services, trades). Reported average CAT of 178.6% excluding VAT.

SME and individuals segment. Products: personal loan, SME loan, mortgage loan, leasing (financial and operating), and factoring. Main product 'Credito Simple CREPYME' for SMEs and individuals with short-term projects, with or without collateral, terms of 3 to 60 months, and a fixed rate between 36% and 46% annually.

Consumer segment. Credito MAPCO: a revolving credit account in local currency linked to a card; fixed interest rate of 65.00% annually excluding VAT.

Consumer segment. Loans via mobile app (Sukashpeso) with online payments by SPEI without fees or at authorized establishments. Amounts, rates, and terms not publicly detailed.

Entrepreneurs/micro and small enterprises segment. Loans for working capital. Specific conditions (amounts, rates, terms) not publicly detailed.

Consumer segment. LaLANITA: loans of up to $20,000 MXN with terms of up to 91 days and a daily rate from 0.09%.

Companies segment (B2B). Factoring (advance on invoices), including general factoring and supplier factoring. Fees determined individually based on risk analysis for each application; a loan is considered overdue after 90 days of non-payment.

SME segment. Financing oriented to working capital. Specific conditions (amounts, rates, terms) not publicly detailed.

Companies/SMEs segment (B2B). Workeo product: a B2B payment ecosystem with a Keo American Express virtual card and a credit line after fast digital approval; short-term financing for working capital, inventory financing, and cross-border payments, combinable with commercial credit from each supplier.

Consumer and SME segment. Loans to individuals for medical expenses, education, remodeling, etc.; for SMEs, financing for operations, equipment purchase, and expansion projects. Specific conditions not published.

Individuals and companies segment. Various loans and credit, financial leasing, and factoring. Specific conditions (amounts, rates, terms) not publicly detailed.

Personal products: credit card, personal loans, interest-bearing accounts and investments. For B2B it has 'Klar Empresarial', with credit of up to $5M, corporate cards and yields; after acquiring Tribal (2025) it strengthened its SME offering.

Companies segment (B2B). Corporate Mastercard account and card with budget allocation to teams, domestic and international transfers and mass disbursements, expense management, and real-time transaction control from a single platform. Specific credit conditions not publicly detailed.

Various credit and financing solutions. Specific conditions (segment, amounts, rates, terms) not publicly detailed.

Companies segment (B2B). Financing for the acquisition of construction and mining equipment and machinery. Specific conditions not published.

Companies/health-sector professionals segment. Financial leasing of medical equipment with installment payments of 12, 24, and 36 months; no origination fee; option to renew the equipment or purchase it at residual value at the end of the contract. Approval response in 4 to 5 business days.

Specific conditions (credit products, amounts, rates, terms) not publicly detailed.

Consumer and companies segment. Personal loans from $1,000 to $300,000 MXN with terms of 1 to 30 months; business financing up to $5,000,000 MXN with terms of up to 60 months.

The site does not publish details on products, segment, amounts, rates, or terms.

Loans to individuals, fixed-term investment and a debit card. Savings/investment protected by PROSOFIPO up to 25,000 UDIS. Focus on individuals/consumption; no clearly identified B2B offering.

SME segment. Kualinet Express product: loan of $50,000 to $1,000,000 MXN, term of 6 to 24 months, rate from 15% annually, origination fee of 5%, no guarantors or collateral, no prepayment penalty, and disbursement within 48 hours.

Consumer segment. Online loans from $200 to $26,000 MXN with almost immediate approval and disbursement; Kueski Pay for purchases payable in installments at online and physical stores. Payment via transfer, mobile banking, or OXXO.

Simple KV product: a loan with fiduciary guarantee at a fixed rate, with monthly amortization of interest and principal on outstanding balances. Specific amounts, rate, and terms not publicly detailed.

Loans to members, savings, investment, bill payment, remittances and insurance (life and auto); includes green financing for solar panels and support for home improvement. Oriented to the low-income sector; no detailed numerical terms (amounts, rates/CAT, terms) or a specific business/SME product are published.