Individuals and SME segment. Collateralized loan (movable or real-estate asset), approval in 24 hours, flexible amounts and terms, competitive rates; no credit bureau check according to its communication. Medium- and long-term investment products (real estate, FIBRAs).

Consumer/housing segment. Management and support of FOVISSSTE mortgage loans, from assembling the file to registering the property and paying the seller.

Consumer segment. Personal revolving credit line and installment credit; initial line of $800 to $20,000 MXN; terms of 91 to 360 days; APR up to 360% excluding VAT (informative CAT reported at 2184.9%); 'Lana Back' program returning up to 30% of interest paid for on-time payment.

Companies/corporate segment (subsidiaries of the German Mittelstand in Mexico). Offers credit and corporate financing solutions in Mexican pesos and US dollars. No specific tickets, rates, or terms are published.

Companies/SME segment (agriculture and services). Products: simple loan, unsecured (quirografario) loan, current-account credit, working-capital financing, equipment financing, factoring, and bridge loans. No specific tickets, rates, or terms are published online.

Companies and individuals segment. Leasing services and financial solutions. No specific tickets, rates, or terms were found published.

SME/companies and agricultural sector segment. Products: refaccionario (long-term credit for fixed assets), habilitacion or avio (short-term credit for inputs and labor), current account, simple loan, and factoring. Origination fee up to 3%; interest rate up to 36% (fixed or variable); maximum amount $25,000,000; terms up to 15 years depending on the product; CAT 46.8% excluding VAT.

Unsecured term loan; working-capital loan. Segment: Legado Cuauhtemoc serves small and medium-sized businesses, providing credit solutions tailored to their operational needs. The specific verticals and revenue ranges of their borrowers are not disclosed. Rate: UNKNOWN

Companies segment (foreign trade, exporters/importers). Products: revolving credit lines of 1 to 45 days in pesos and dollars, early-payment discounting of supplier invoices, working-capital financing, and currency hedging. They publish short-term conditions (1 to 45 days); rates and concrete tickets are not detailed.

Consumer segment (not B2B). Online personal loans from $1,000 to $19,000 MXN depending on history and repayment capacity. No specific rates/CAT are published.

Crowdleasing (collective leasing) and crowdlending (collective loans) for companies that need to finance assets such as machinery, cars or equipment. Investors contribute from $250 MXN. Focus on B2B/companies.

Companies and individuals segment. Products: business loan, revolving credit (draw and pay only what is used), personal loan, and credit to employees; financing for construction, expansion, and machinery purchase. No specific rates or tickets are published.

Consumer/microenterprise segment. Products: auto-secured loan, auto loan, and payroll loan. Amounts from $50,000 to $500,000 MXN, terms up to 60 months, reported average CAT of 58.43% excluding VAT.

Individuals/SME segment. Products: home-improvement loan, microenterprise/working-capital financing, personal loan, habilitacion or avio loan (short-term credit for inputs and labor), and Hipoteca Digital FOVI. Digital mortgage: minimum income $21,000/month, home value $750,000-$1,500,000, down payment from 10%, fixed rate from 14.73%.

SME loan for business opportunities, construction/expansion of facilities, treasury, asset purchases and growth, in both simple (lump-sum) and revolving forms. SME amounts from $250,000 to $20,000,000 MXN. Requirements: 2 years of operation with SAT registration, financial information and 12 months of account statements, 2 years of tax returns and a credit-bureau check.

Consumer/payroll segment. Products: payroll loan (deduction via payroll) and personal loan (education, health, travel, debt consolidation). Requirements: ID, proof of address, proof of income, and credit bureau authorization. No specific rates, amounts, or terms are published.

Factoring/working-capital financing for SMEs: it advances accounts receivable to obtain liquidity without waiting 60/90 days, and makes accounts payable to suppliers more flexible. B2B focus. After rebranding it operates as Klimb (unifying Likideo MX and Facturedo Peru).

Consumer segment (not B2B). Personal loans from $1,000 to $14,000 MXN with terms of 7 to 35 days, deposit in minutes. Very high CAT (up to ~720% for new users), with extension options.

Companies/SME segment. Products: simple loan with pledged collateral, simple loan with mortgage collateral (liquidity), loan with joint obligor and pledged collateral, simple loan for working capital, current-account credit, and operating lease of vehicles (arrendamiento puro). They promote competitive rates and fixed payments; specific rates or tickets not published.

Consumer segment. Simple loan to individuals; reported average amount ~$167,835 MXN; average CAT 36.25% excluding VAT and weighted rate ~30.13% excluding VAT (as of Aug 31, 2024); requires payroll receipts from the last 3 months.

Companies/SME segment and microloans. Tailored short- and long-term financing tools; group microloans up to $30,000 and individual microloans up to $75,000. Does not grant personal consumer loans. No specific rates are published.

Businesses/individuals segment. Loans from $25,000 to $250,000 MXN; flagship product of cash secured by an automobile. No specific rates or terms are published.

Government/public sector segment (and increasingly companies). Products: short-term simple loan for working capital, revolving credit for operating expenses, project finance tied to government contracts, payroll loan, finance and operating leasing, sale and leaseback, and fleet management. No specific rates or ticket sizes are published.

B2B/SME focus. Products: revolving credit line for liquidity and working capital; credito refaccionario (loan to finance fixed-asset investment such as machinery and equipment)/medium- and long-term financing for fixed-asset investment (industrial, agricultural, and livestock); and credito de habilitacion or avio (production loan for purchasing raw materials, supplies, wages, and direct operating expenses). No specific amounts, rates, or terms are published.