Pch Servicios Financieros S.A.P.I. de C.V. Sofom E.N.R.
Corporate and individual segments (B2B). Products: operating (pure) leasing, financial factoring, simple loans, and revolving credit. No rates, amounts, or CAT are published.
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Corporate and individual segments (B2B). Products: operating (pure) leasing, financial factoring, simple loans, and revolving credit. No rates, amounts, or CAT are published.
Entrepreneur and SME segments (B2B), with a preferential focus on women. No specific product types, amounts, rates, or CAT are published on the site.
Working-capital and liquidity solutions for users through digital lending platforms. No specific amounts, rates, or terms were found.
SME segment (B2B). Credit to companies; requirements: at least 2 years of operation registered with the SAT and minimum invoicing of 1 million pesos in the prior year. As a SOFOM E.N.R. it can grant credit, financial leasing, and factoring. No specific rates or CAT are published.
Corporate segment (B2B). Corporate liquidity solutions: business loans, factoring, and working-capital funding solutions. No specific amounts, rates, or CAT are published on the site.
Real-estate liquidity loan: granted based on a property as collateral, without relying on the credit bureau, verifiable income, or employment status. Minimum amount $1,000,000; the collateral property must be worth at least $3,000,000. Fast approval (up to 15 business days); the client retains use of the property. No rate/CAT is published.
Consumer segment (pensioners, retirees, and active workers). Product: cash credit (personal loan) from $3,000 to $200,000, terms of 6 to 36 months with fixed payments. Annual interest rate of 90% to 130%; average CAT 181.90% without VAT; late-payment fee of $215.51 plus VAT. Disbursement by electronic transfer.
Corporate and individual segments. Offers structured/specialized financing with personalized plans and a fast response. No detailed product types, amounts, rates, or CAT are published.
Co-ownership real estate crowdfunding: investment in fractions of properties from ~$1,500 MXN, with monthly rents and capital gains, structured in a trust. Real estate funding for investors; it is not B2B credit.
Co-ownership real estate crowdfunding: investment per digitized square meter in residential, commercial and office projects, from accessible amounts (~$100 MXN according to sources). Funding for real estate projects, not traditional B2B credit.
Credit for acquiring vehicle fleets and transport units; SME loans (initial investment or working capital). Reference interest rates of 6% to 12% annually on outstanding balances, depending on the client's income and repayment capacity. They do not request advance payments.
Equity/royalty crowdfunding for startups, SMEs and franchises (companies). Typical campaigns of $500,000 to ~$16.7 million pesos (regulatory limit); investment from ~$5,000 MXN; fees of 5%-8% of the amount raised plus legal structuring costs. Progressive-contribution model.
Credit contracts for individuals with terms of up to 20 years, specified interest rate and payment obligations, with disbursement by bank transfer. No detailed conditions (amounts, CAT) were located.
Group loans (groups of women entrepreneurs); the amount granted grows according to the client's tenure. Benefits: no base payment, no savings requirement, no insurance payment. Consumer/microenterprise segment, not corporate B2B. Small individual amounts; specific conditions (rate/CAT) not published on the site.
Online personal loans (consumer): 'Préstamo Ágil' (new clients) and 'Préstamo Progreso' (returning clients). Amounts from $1,000 to $20,000 MXN; terms of 5 to 30 days; fixed annual interest rate of 730%; informational CAT 1,367,738.27% without VAT. Not B2B.
Crowdfunding for high-impact SMEs (companies) via the Crowdlink platform; it connects investors with business projects. B2B focus. Specific terms (ticket size/rate/term) are not detailed in the sources consulted.
Simple loans, habilitación or avío (working-capital input loan), factoring, and current-account (revolving) credit for working capital, asset acquisition/replacement, and debt restructuring; refaccionario (fixed-asset/equipment) loans. Corporate/B2B segment. Average CAT 45% without VAT (simple, avío, factoring, current account) and 53.8% without VAT (refaccionario).
SME business loans from $400,000 to $20,000,000 MXN. Authorization in 24 hours, funds in ~72 hours. E.g.: fixed rate 34% annual, average CAT 42.78% excluding VAT.
Credit granting (financing products). No detailed conditions (amounts, rates, CAT, terms) were located in verifiable sources; an own website exists but the product details could not be extracted.
No own website for the financial arm or verifiable credit conditions were located. Apparently financing tied to the sale of agricultural machinery/equipment.
Personal loan with payroll deduction: amounts from $2,000 to $150,000; terms of 12, 18, 24, 36, and 48 months; fixed interest rate 38.0% annually; CAT 88.0% without VAT. No credit bureau check, no opening fee, no guarantor. Coming soon: mortgage loans, financial leasing, credit to municipalities, and SME loans.
No own website or verifiable credit conditions were located (directory listings only).
Consumer/business credit with direct deposit to an account; pre-contract procedures are free. The amount and term can increase with a good payment history. No specific rates/CAT are published on the site.
No own website or verifiable credit conditions were located (directory listings only; it also appears in CONDUSEF identity-impersonation alerts).
Revolving credit, direct line (simple loan), and factoring for MSMEs (B2B segment). Average CAT 34.5% before taxes (as of Apr 30). Address: Av. Xola 324, Col. Del Valle, Mexico City.
Traditional payroll-deduction loans for active workers of government agencies, pensioners, and retirees (consumer). Amounts from $2,000; terms of 12 to 60 months; weekly/biweekly/fortnightly/monthly payments; fixed rate; nationwide coverage. Also refinancing.
No own website or verifiable credit conditions were located (directory listings in Mérida only).
No own website or verifiable credit conditions were located (directory listings only).
No own commercial website or verifiable credit conditions were located (it appears in LEI records and in CONDUSEF identity-impersonation alerts).
Personal loans via app (consumer): amounts from $1,000 to $25,600; terms of 91 to 120 days; daily interest rate 0.03%-0.08%, maximum annual rate up to 29.2%. Not B2B.