Prestamaz Soluciones Mzt S.A.P.I. de C.V. Sofom E.N.R.
Personal/consumer credit with regional operations. No detailed conditions (amounts, rates, CAT, terms) are published on the site.
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Personal/consumer credit with regional operations. No detailed conditions (amounts, rates, CAT, terms) are published on the site.
Customized credit plans for small and medium-sized companies, tailored to each company, as well as credit to individuals. Business/SME focus. Specific details on amounts/rates not openly published.
SME, individuals, and workers segment. Products: simple loan, revolving credit, payroll loan, factoring (advance of up to 80% of invoices), and leasing of vehicles, machinery, and equipment. Published rates and CAT: Flujo Express 36% fixed annual, average CAT 92.6%, no origination fee; Flujo Chamba 31.80% fixed annual, 3% origination fee, CAT 44%; Flujo Chamba Hipotecario 36% fixed annual, 3% fee, CAT 50.1%; Factoring origination fee 3%.
Personal loans (consumer) delivered to the home through an agent network. No detailed conditions (amounts, rates, CAT, terms) are published on the site.
Unsecured simple loans for individuals, businesses, or companies. Amounts from $10,000 to $250,000; terms of 12, 18, or 24 months; interest rate 18% to 28%; opening fee 1%-2% (one-time); average CAT 22.3% without VAT.
Products Prestipráctico (CAT 266.1% without VAT, fixed rate max. 96%, 12-24 fortnightly payments), Prestiyupi (CAT 312.7% without VAT, rate max. 108%, 12-24 fortnightly payments), and Prestiimpulso (CAT 73.6% without VAT, rate max. 48%, 12-36 months). All require real-estate collateral (minimum collateral coverage 4:1) via a trust; no prepayment penalty; the credit bureau is not decisive.
No own website or verifiable credit conditions were located (directory listings only).
No own website or verifiable credit conditions were located (directory listings only).
Trustee services (guarantee trusts) to manage assets and secure the fulfillment of obligations. No credit conditions (amounts, rates, CAT, terms) are published on the site.
No own verifiable commercial website or credit conditions were located (it appears in directories and in identity-impersonation alerts).
Six products for SMEs (B2B): simple loans, leasing, revolving credit, factoring, sale and lease back, and employee loans. Requirements: a company operating for 2+ years or an individual with business activity and demonstrable cash flows (leasing: minimum 8 months of operation). Rates/CAT not published on the main page.
Business loans (B2B), personal loans, and auto financing. No detailed conditions (amounts, rates, CAT, terms) are published on the site.
No own website or verifiable credit conditions were located (directory listings only).
Simple loans, revolving credit, personal loans, and payroll loans. Aimed at corporate clients (commercial, operating, and growth financing) and individuals. No rates/CAT/amounts are published on the site.
No own website or verifiable credit conditions were located (directory listings only).
No own website or verifiable credit conditions were located (directory listings only).
Financing for companies/businesses (B2B) and online personal credit, with rates the company promotes as below the market average and a fast process. Specific conditions (amounts, rates, CAT, terms) not detailed in accessible sources.
Business financing (B2B): credit for agriculture, machinery and equipment, working capital, transport, and investments. Requirements: a company with a minimum of 1 year of operation, good credit history, and some collateral. Specific rates/CAT not published.
Credit granting (credit intermediation). No verifiable detailed conditions (amounts, rates, CAT, terms) were located.
Payroll loans (B2B via employers / to workers): approval in ~15 minutes and disbursement in under 4 hours, without collateral or guarantor. Advances from $10,000 and loans up to $200,000, with competitive market rates. Operates with a CASFIM code granted by CONDUSEF.
Business/agricultural credit for SMEs and companies: Avío loan (working capital by cycles), Current-Account credit, Simple loan, and Refaccionario loan (machinery/equipment). Minimum amount ~$500,000 MXN; requested amounts from ~$200,000 to 12+ million MXN; disbursement in ~15 business days; requires 2+ years of operation and SAT registration. Rates/CAT not published.
According to directories, it offers financial leasing, secured and unsecured consumer credit, and residential mortgage loans (self-financing). No conditions (amounts, rates, CAT, terms) were found.
Microloans and financing for the general public, medium and large companies, entrepreneurs, and micro-entrepreneurs; support for employees of group and private companies; self-financing for the purchase of new and used cars and trucks. No specific amounts, rates, or CAT are published.
Consumer credit (personal loans): for IMSS pensioners without collateral, up to 7.7 times the monthly pension without exceeding $500,000 MXN, terms of 36, 48, and 60 months with deduction via pension; and loans to employees of companies with an agreement. Portfolio with delinquency ~1.0% (Dec 2024).
Consumer credit: example of a fixed annual rate of 130% on $10,000 MXN over 12 months, 3% fee; average CAT ~150% without VAT.
Savings and credit for members. Oriented to the low-income sector; no detailed numerical terms (amounts, rates/CAT, terms) or a specific business/SME product are published.
Digital consumer credit/card product (Fincash, Fincash Plus, FincashUE/US, QrNominon): a VISA card accepted nationally and internationally for purchases. Consumer/personal segment. No specific amounts, rates, or CAT are published.
Credit to individuals and companies (corporate/SME), with amounts from $50,000 to $5,000,000 MXN. Rates, CAT, and terms not published in accessible sources.
Corporate/industrial real estate financing entity within the Prologis structure; it does not offer credit products to the general public. No public conditions were found.
Consumer and micro-entrepreneur credit: Promocash Personal and Promocash 360 (personal up to ~$15,000 MXN, terms of 17 and 27 weeks, 4.5% fee and 2.5% admin fee), PromoPyME (microenterprise, up to ~$15,000 over 9 weeks, 3% fee), and AgroCash (agricultural). Average CAT 287.0% without VAT for a $5,000 loan over 17 weeks. Requires a guarantor.
Does not offer business or consumer credit; a financing/securitization vehicle. The BMV suspended PROIN trading in 2024. No marketable terms.
The company declares that it currently does not grant credit to individuals. There are no current verifiable products or conditions.
Business credit for MSMEs: loans for working capital, fixed-asset acquisition, current-account credit, financial leasing, and factoring. Amounts, rates, and CAT not published (provided upon request).