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Payroll loan for workers (payments deducted directly from payroll); maximum annual interest rate of 45.6%.
A lending entity; the website does not detail specific products, segment, amounts, rates, or terms.
Consumer segment. Microloans via app of up to ~$5,000 MXN, approval in 15-30 minutes, no collateral; interest ~1.2% daily plus a transfer fee. It also offers portfolio management services to other finance companies.
Businesses and micro-businesses segment (B2B). Financing and credit for small and medium-sized enterprises. No specific amounts, rates, or terms are published.
Business credit (SME) with no collateral or guarantors, with amounts of up to 5 million pesos and disbursement in under 72 hours; example offers from $5,000 to $250,000 with terms from 12 to 24 months. It also offers a business credit card and payment services.
Savings and credit for members, including housing credit ("Mi casa"). Oriented to rural financial inclusion; no detailed numerical terms or a specific business/SME product are published.
Personal credit via payroll deduction (agreement with the employer company). Terms from 1 day to 36 months, weekly/biweekly/monthly frequency, no fees, no guarantor; approval in 48 hours. Requirements: age 18 to 60 years 11 months and a minimum job tenure of 6 months. Variable rate depending on the agreement (example 50% annual; CAT 64.01%).
Crowdlending to finance solar energy projects/installations (residential customers and companies/installers). Investment from $200 MXN with returns of ~10%-14% per year. It finances solar assets; a mixed consumer/business segment.
Personal loans (consumer) from $1,000 to $20,000 MXN; terms from 91 to 150 days; annual interest rate of 10.95% with 0% VAT. Application and disbursement in minutes via the app.
Financing oriented toward families/individuals; the website does not publish specific amounts, rates, or terms.
Segment: The primary borrowers are government employees in Mexico, including federal, state, and municipal workers. The focus is on individuals rather than businesses. Rate: UNKNOWN
Personal payroll credit for government employees; amounts from $2,000 to $150,000 MXN; biweekly payments over 12 to 96 biweekly periods (up to 4 years); no guarantor or collateral and no origination fee; deposit into a bank account within 48 hours.
Personal loans with no in-rem, pledge, or mortgage collateral, with a fixed weekly or biweekly payment scheme; terms from 3 to 24 months; rate of 3% monthly plus VAT; no prepayment penalty and a response within 24 business hours.
Credit with a term of 12 to 48 months, minimum amount of $3,000 MXN, fixed payments on a biweekly, monthly, or semiannual frequency; maximum interest rate of up to 68%.
Consumer credit for purposes such as education, medical emergencies, home improvements, and other personal expenses. The website does not detail specific amounts, rates, or terms.
Lending; the website does not publish specific amounts, rates, or terms.
Group and individual microloans for entrepreneurs and micro-businesses with competitive rates; tailored credit without over-indebtedness. Additional benefits: scholarships, training workshops, advisory services, and health programs. Coverage only in Mexico City and the State of Mexico.
Credit and financing solutions; the website does not detail specific amounts, rates, or terms.
A registered product appears for 'simple loan with trust collateral and a joint obligor' (with no detailed public terms).
Consumer/individuals segment (not B2B). Digital banking services: accounts and payments via app, with capitalization above USD 100M. Credit offering in an early stage; no business/SME credit product with public terms was found.
Simple loan for personal needs. The website does not publish specific amounts, rates, or terms.
Credit to individuals, individuals with business activity (PFAE), and companies (includes a personal loan) with competitive rates and terms tailored to the client's needs and projects. The website does not detail specific amounts/rates/terms by product.
Personal loans (consumer): short-term loans (fast approval), long-term loans (competitive rates and flexible payments), and loans based on credit history with no physical collateral. It does not publish specific amounts/rates/terms.
Business credit (B2B): current-account credit (up to 12 months), simple loan (up to 60 months), leasing (up to 60 months), refaccionario credit (crédito refaccionario, financing for fixed assets/machinery; up to 60 months), habilitación/avío credit (crédito de avío, working-capital financing for inputs/production; up to 12 months), and factoring. Typical amounts from $300,000 to $6,000,000 MXN, nominal rate ~23%, origination fee 2.5% plus VAT; usually requires mortgage collateral.
Loans with competitive market terms; the website does not publicly detail specific amounts, rates, or terms.
Credit oriented toward SMEs and entrepreneurs; credit lines with a preset amount from which the borrower can make one or several drawdowns up to the granted limit; financial solutions tailored to the business's development. It does not publish specific rates/terms.
Trust services: trust-guarantee operations, private and public trusts and business-activity trusts; tailored trust structures (B2B and public sector). The partners have more than 30 years of combined experience in the trust market.