Sacsa Financiera S.A. de C.V. Sofom E.N.R.
Agricultural credit for the primary sector (companies/agricultural producers segment): crédito de avío (avío credit, working-capital financing for inputs, raw materials, and payroll), crédito refaccionario (refaccionario credit, financing for fixed assets and machinery), simple loan (working capital), and current-account credit (short term). No specific rates or amounts are published.
Sahara Finance S.A.P.I. de C.V. Sofom E.N.R.
Credit products focused on consumer use and personal liquidity (consumer/individuals segment). No specific rates, amounts, or terms were found in public sources.
Sahara Mezzanine S.A. de C.V. Sofom E.N.R.
Bridge loans and structured financing for the development of housing and real estate projects (companies/developers segment); it also offers trust services. No specific rates or amounts are published.
Sakatekapan S.C. de A.P. de R.L. de C.V.
Savings and credit for members (identity documentation required for membership). No business/SME credit products or public numerical terms were found.
Saldo Amigo S.A.P.I. de C.V. Sofom E.N.R.
Salomón Brothers Financial Corporation S.A. de C.V. Sofom E.N.R.
San Judas Tadeo Servicios de Cartera S.A. de C.V. Sofom E.N.R.
Payroll loan and liquidity loan (consumer/government and company employees segment). Biweekly payments according to the payroll schedule; the amount and term depend on credit history and job tenure. Response in 2-4 hours; free pre-authorization. Reported average CAT of 110.1% excluding VAT.
Sana Hoy S.A.P.I. de C.V. Sofom E.N.R.
Sandovalesco S.A. de C.V. Sofom E.N.R.
Credit for businesses and special credit/projects (businesses and individuals segment). No specific rates, amounts, or terms are published; commercial contact is made directly with the company.
Sangar Financiera S.A. de C.V. Sofom E.N.R.
Santander Consumer Finance México S.A. de C.V. Sofom E.R. Grupo Financiero Santander México.
Auto loans (cars/motorcycles) and other consumer loans for individuals. CONSUMER product, not B2B.
Santander Inclusión Financiera S.A. de C.V. Sofom E. R. Grupo Financiero Santander México.
Group microcredit for entrepreneurs (mostly women, ~92%) without formal economic activity; microenterprise/productive-consumer segment. Average amount ~$5,500 MXN, average term ~4 months. Also offers digital savings and insurance. Microfinance focus rather than traditional B2B.
Save Préstamos Personales S.A. de C.V. Sofom E.N.R.
Personal loans and emergency credit lines for individuals and SMEs (consumer and SME segments). No specific rates, amounts, or terms were found.
Scania Finance México S.A. de C.V. Sofom E.N.R.
Financing and credit (companies/transporters segment) at short, medium, and long term in pesos and dollars, exclusively for the acquisition of Scania-brand vehicles and engines. Direct process without intermediaries. No specific rates or amounts are published.
Scotiabank Inverlat S.A. Institución de Banca Múltiple Grupo Financiero Scotiabank Inverlat
SME/business segment (B2B). CrediPosible PyME: a medium- and long-term simple loan for companies, individuals with business activity, RESICO or RIF taxpayers. Paquete PyME, foreign-trade solutions (Impulso Exterior) and credit for companies and government. Terms by product.
Sda T-Apoya S.A. de C.V. Sofom E.N.R.
Sdg-Heads S.A. de C.V. Sofom E.N.R.
Sdif México S.A.P.I. de C.V. Sofom E.N.R.
Se Dueño S.A. de C.V. Sofom E.N.R.
Real estate/mortgage loans for the acquisition of housing (individuals/mortgage consumer segment). Coverage in Chiapas, Chihuahua, Coahuila, Mexico City, Durango, Guanajuato, Guerrero, State of Mexico, Michoacán, Nuevo León, Oaxaca, Puebla, and Veracruz. No specific rates or amounts are published.
Secaman S.A.P.I. de C.V. Sofom E.N.R.
Seed Sustentabilidad Estratégica Empresarial en Desarrollo S.A.P.I. de C.V. Sofom E.N.R.
Credit and leasing (entrepreneurs/SME segment): capital for initial investment, expansion of operations, purchase of equipment or inventory; leasing of equipment, machinery, and vehicles. Amounts from $100,000 to $2.5 million pesos; fixed annual rates of 24%-60%; average CAT 26.8%-79.6%; decision within 48 business hours.
Sefi Estratégicos S.A.P.I. de C.V. Sofom E.N.R.
Credit with real estate collateral (lends up to one third of the commercial appraisal value) and express credit with vehicle collateral (values vehicles at 50% to 70% of their value). Authorization in approximately 15 days. Individuals/businesses segment.
Seficroc S.C. de A.P. de R.L. de C.V.
Savings and credit for members. No business/SME credit products or public terms were found.
Sefiistmo S.A. de C.V. Sofom E.N.R.
Sefim S.A. de C.V. Sofom E.N.R.
Loans for SMEs (SME segment). Amounts of approximately $30,000 to $50,000 are reported. No specific rates or terms were found.
Sefinom S.A. de C.V. Sofom E.N.R.
Sefipro S.A. de C.V. Sofom E.N.R.
Non-bank lenders, non-regulated (SOFOM ENR)
Sejurefid S.A. Sofom E.N.R.
It does not offer credit products; it is dedicated to trust services for securing obligations under Mexican law.
Sembrador Círculo de Servicios Populares S.A.P.I. de C.V. Sofom E.N.R.
Semper Services S.A.P.I. de C.V. Sofom E.N.R.
Sendipay S.A.P.I. de C.V. Sofom E.N.R.
Sentaurus Mayab Desarrollos S.A. de C.V. Sofom E.N.R.
Personal loans (medical expenses, education, travel, personal projects) and business/commercial credit (working capital, expansion, asset acquisition). Individuals and businesses segments. It handles amounts greater than 1 million UDIS; no specific rates or terms are published.
Ser Afín Concretando Proyectos S.A.P.I. de C.V. Sofom E.N.R.
Serath Estrategias Empresariales S.A.P.I. de C.V. Sofom E.N.R.
Serfimex Capital S.A.P.I. de C.V. Sofom E.N.R.
Pure (operating) leasing of productive assets; bridge loans for housing construction (social-interest, mid-range, and residential); business credit for short-, medium-, and long-term working capital (SMEs and large companies); and specialized credit for photovoltaic and storage systems (Serfimex Solar). B2B/business segment. No specific rates are published.
Serfitex S.A.P.I. de C.V. Sofom E.N.R.
Lending, financial leasing, and financial factoring (purchase of accounts receivable to provide immediate liquidity). Businesses and individuals segments. No specific rates, amounts, or terms were found.
Serious S.A.P.I. de C.V. Sofom E.N.R.
Servicio de Financiamiento del Norte S.A. de C.V. Sofom E.N.R.
Servicio Financiero Cometa del Oriente S.A. de C.V. Sofom E.N.R.
Servicios Administrativos Autlán S.A. de C.V. Sofom E.N.R
Servicios Administrativos Valkyriam S.A.P.I. de C.V. Sofom E.N.R.
Servicios Auxiliares del Desarrollo S.A. de C.V. Sofom E.N.R.
Financing for the primary/agricultural sector (companies/producers segment): liquidity for the purchase of assets, inventory, raw materials, and operating inputs, and financing of equipment or machinery. Loans granted in person, with no advance payments. No specific rates or amounts are published.
Servicios Crediticios del Bajío S.A. de C.V. Sofom E.N.R.
Servicios Dagmo S.A. de C.V. Sofom E.N.R.
Servicios de Inclusión en Economía y Finanzas Gac S.A.P.I. de C.V. Sofom E.N.R.
Servicios Digitales Tr S.A. de C.V. Sofom E.N.R.
Servicios Económicos Solec S.A.P.I. de C.V. Sofom E.N.R.
Servicios en Administración Gogán S.A. de C.V. Sofom E.N.R.
Servicios Fgka S.A. de C.V. Sofom E.N.R.
Servicios Financieros Anec S.A. de C .V. Sofom E.N.R.
Financial services and credit from a SOFOM E.N.R. The specific product types, rates, amounts, and terms were not found in public sources.
Servicios Financieros Colectivos S.A. de C.V. Sofom E.N.R.
Servicios Financieros Contigo S.A.P.I. de C.V. Sofom E.N.R.
Consumer credit (individuals segment): financing for home improvements, travel, and wedding expenses, among others. No specific rates, amounts, or terms were found in public sources (the website returns HTTP 403 to automated fetching).
Servicios Financieros de la Baja California S.A. de C.V. Sofom E.N.R.
Simple loan (auto), pure (operating) leasing, inventory financing, and payroll credit (CreceNómina program). Individuals (car buyers) and businesses segments. Rates, amounts, and terms are quoted directly with the company.
Servicios Financieros del Guadiana S.A. de C.V. Sofom E.N.R.
Auto financing, personal loans, and business credit (individuals and businesses segments). Origination fee of 3.0% plus VAT; annual interest rates of 25.00% to 45.00% depending on credit assessment.
Servicios Financieros Hogar S.A. de C.V. Sofom E.N.R.
Servicios Financieros Juárez S.A.P.I. de C.V. Sofom E.N.R.
Servicios Financieros Kronox S.A. de C.V. Sofom E.N.R.
According to financial directories, it grants simple loans to businesses and personal loans; no verifiable terms (rates, terms, amounts) were found.
Servicios Financieros Para el Desarrollo Sefipade S.A. de C.V. Sofom E.N.R.
Credit to individuals and businesses in the agricultural, livestock, commercial, and industrial sectors; it also operates via a lending app. No specific rates, terms, or amounts were published.
Servicios Financieros Soriana S.A.P.I. de C.V. Sofom E.N.R.
Consumer credit card (Falabella Soriana): interest-free months at Soriana, City Club, and Sodimac; annual fee ~$520; average interest rate ~51.57% annual and CAT ~75.22% (plus VAT); 3% in electronic money on Soriana/City Club purchases. A consumer product, not B2B.
Servicios Financieros Valefia S.A.P.I. de C.V. Sofom E.N.R.