Compare offers
Loading lender options.
Preparing the lender list and available filters.
Compare offers
Preparing the lender list and available filters.
Compare offers
Search lenders, compare locations, and review available rate data before Effect matches your business with the right credit.
Digital consumer credit via the Baubap app (loans with no credit-bureau check) and simple business loan. No verifiable specific rates, terms, or amounts were published.
Agricultural financing for the countryside, typically crédito de avío (avío credit, working capital) and crédito refaccionario (refaccionario credit, fixed assets). No specific rates, terms, or amounts were found published.
Direct loans to employees with no guarantor or collateral (unrestricted use), collected via payroll deduction; it also references SME credit and payroll loan. No specific rates, terms, or amounts were published.
Personal loans, payroll loans, and express advances to individuals. No specific rates, terms, or amounts were published. Consumer focus, not B2B.
Crédito de avío (avío credit, working capital, inputs, day-wages; up to 5 years), crédito refaccionario (refaccionario credit, fixed assets; up to 5 years), simple loan (working capital/assets/liquidity; up to 5 years), and current-account credit (short term; up to 3 years). Authorized amounts of up to $10,000,000 MXN. Agricultural/producers segment (B2B).
Crédito SEFIA for agricultural machinery, crédito de avío (avío credit, working capital), and crédito refaccionario (refaccionario credit, fixed assets), aimed at the agricultural sector. No specific rates, terms, or amounts were published. B2B/producers segment.
Loans and financing; no verifiable terms (rates, terms, amounts) were found.
Simple loan for individuals and businesses with productive activity, leasing, financial factoring, and mortgage credit (purchase/expansion/construction of housing, up to 15 years, fixed or variable rate at market conditions). SME/business focus (B2B) plus mortgage.
Equity crowdfunding (crowdequity) for growing companies, which raise capital in exchange for shares; it includes legal support, valuation and campaign structuring. B2B/companies focus; it does not grant traditional debt credit.
Loans to strengthen the business; requirements: good credit history, INE ID and proof of address. Business focus. Specific details on amounts/rates not openly published. (Notice: they do not offer credit via social media/calls.)
Leasing, business credit, bridge/pre-bridge loan, and housing credit. Housing credit example: representative amount $420,658, annual interest rate 28%, term 12 months, total payable $488,295.50 excluding VAT, average CAT 32.4% excluding VAT. Businesses/developers segment (B2B) and housing.
Corporate loans (term loans and revolving lines), structured and project finance (renewable energy, infrastructure, healthcare), and asset financing (machinery, facilities and equipment / working capital). Corporate/business segment (B2B). No rates or amounts are published.
Segment: Siempre Efectivo serves a diverse clientele, including both individual consumers and small to medium-sized businesses. The specific verticals and revenue ranges are not detailed in public materials. Rate: UNKNOWN
Business credit with pre-approval in under 48 hours; granted in Mexico City and the metropolitan area. No specific rates, terms, or amounts were published. Business segment (B2B).
Lending, business financing, loans for employees, and financial factoring. A mixed focus of B2B (companies/businesses) and B2C. No specific rates, terms, or amounts were published.
Consumer loans, unsecured loans, loans for business fixed assets, supply-chain financing, and tailored solutions. Eligible amount and term according to need; rates and fees defined in the contract. It serves individuals and businesses.
Credit and savings for coffee producers and their organizations, oriented toward agricultural development. No specific rates, terms, or amounts were published.
Simple loan, among other products. The rates (fixed or variable) are set by the Credit Committee based on its funding sources and the profitability of each project. No specific amounts or terms are published.
Payroll loan (rate ~45% annual, backed by the worker's payroll), pure (operating) leasing (for companies that acquire fixed assets with a tax benefit), and factoring (focused on SMEs, advance of accounts receivable). It combines consumer and B2B.
Business and personal credit, and financial and pure (operating) leasing for individuals, individuals with business activity, and companies (acquisition of fixed assets at medium and long term). No specific rates, terms, or amounts were published. Includes a business segment (B2B).
Microloans to micro-entrepreneurs (individual and group credit) with accessible rates and flexible terms. No specific rates, terms, or amounts were published. Micro-business focus.
Crédito refaccionario (refaccionario credit, fixed assets), current-account crédito de avío (avío credit), and crédito de avío for permanent working capital, aimed at livestock producers and rural producers. Agricultural segment (B2B). No rates or amounts are published.
Microloans to individuals and companies for the development of micro-businesses/productive activities. No specific rates, terms, or amounts were found.
Financing of productive projects/community businesses in addition to savings and loans for members (productive segment relevant to B2B). No detailed numerical terms (amounts, rates/CAT, terms) are published.
Personal loans (and business credit), with basic requirements (official ID and proof of address). No specific rates, terms, or amounts were published.
Personal/payroll loans from $2,000 to $200,000 MXN, flexible terms from 1 to 5 years, no origination fee, rates described as competitive (not published); it grants credit regardless of bureau history. Mostly consumer focus, little B2B.
Personal loan from $3,000 to $50,000 MXN with weekly payments over 24 weeks; also consumer credit with and without collateral, residential mortgage credit, and loans for vehicle acquisition. Consumer focus, little B2B.
Credit solutions and trust services (design of structures/trusts) oriented toward optimizing resources and reducing processing times. B2B/trust profile; no amounts, rates, or terms are published.
Financial intermediation (placement of funds in secured real estate development projects, with periodic interest, profit at closing, or hybrid schemes), guarantee trusts for domestic and international credit/commercial operations, and financial advice. B2B focus; no rates/amounts published.
Products: Credinómina Inteligente, Franquifondo, Crediplus, trust administration and consulting, and fintech ecosystem design. No specific amounts, rates/CAT, or terms are published. Includes B2B components (franchises, trusts).
Corporate credit and structured/project finance and infrastructure, derivatives operations, and leasing services. Large-scale corporate/B2B segment; non-public terms (tailored operations).
Simple loan for individuals: term of 1 to 12 months, minimum amount $5,000 MXN, maximum interest rate of 36% annual; available only in the state of Sonora. Consumer/individual focus.
Savings and lending services; the investment product 'Leva Invierte'. Focus mainly on individuals/savings and investment; B2B credit offering not clearly identified.