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Consumer segment (individual credit application). The site invites users to 'Get Your Loan' but does not detail amounts, rates, terms, or conditions.
Consumer segment. Small online loans up to ~$30,000 MXN (subject to approval), with a registration-to-approval process in minutes. Customers aged 21 to 60.
Consumer segment. Personal payroll loan for retirees/pensioners, with competitive rates for debt consolidation, home improvements, and liquidity. Details of rates/terms in credito.html (not extracted).
SME, agricultural, and microcredit segments. Various credit options tailored to the customer. No detailed amounts/rates/terms are published.
Agricultural segment (agricultural B2B). Avío (production/working-capital) and refaccionario (equipment/fixed-asset) loans for pineapple producers. No detailed amounts/rates/terms are published.
Financial leasing, factoring (with and without recourse), and secured loans to consumers; context of financing solar projects via PPA. No terms were confirmed from a proprietary official source.
Corporate segment (B2B). Simple Loan (long-term, fixed monthly payments, average CAT ~22.9% excluding VAT) and Revolving Credit (average CAT ~21.8% excluding VAT). Customizable terms and conditions.
Consumer segment. Personal Loan. Requirements: official ID, proof of address and of income (no more than 3 months old), and an application. Does not publish rates, amounts, or terms. Does not request money/fees in advance.
Consumer/microfinance segment. Loans of $3,000 to $200,000 MXN through individual, group, and home-improvement credit, plus programs such as 'Fortalecimiento Económico de la Mujer' and 'Avanza Verde'.
Consumer segment. Loans of $1,000 to $15,000 MXN (average ~$5,500), maximum annual rate up to ~150%, terms of 10 to 36 weeks. Application without a credit-history check or proof of income; requires INE (national ID) and a phone.
SME segment (B2B). Three products: Simple Loan, Revolving Credit with mortgage collateral, and Financial Leasing (tractor-trailers and machinery). Amounts from $300,000 to $10 million MXN. Credit-bureau history is not a determining factor.
Consumer/government-employee segment. Payroll-deduction loans of up to $300,000 for government and education employees with an agreement.
SME and individuals-with-business-activity / companies segment (B2B). Simple Loan in a single drawdown, with fixed monthly payments, for working capital, equipment/machinery acquisition, or fixed assets. Does not publish amounts/rates/terms.
Consumer and SME segment. Loans of $4,000 to $100,000 MXN for short- and medium-term financing needs; free application and no requirement of seniority as a customer.
Consumer/family segment. Credit products oriented toward building credit history. No amounts/rates/terms were confirmed from a proprietary official source.
Consumer/payroll segment. Payroll loan with a fixed monthly rate of 3.5%, fixed payments, terms of 6 to 36 months, no origination fee or prepayment penalty; includes life insurance. Requirements: official ID, proof of address and income, and an employer authorization letter.
Consumer/payroll segment. Credit line for purchase opportunities or emergencies, minimal requirements, and a response within 48 hours; payments deducted from payroll. Does not publish rates/amounts.
Consumer segment. Personal loans. No detailed amounts/rates/terms are published on the site.
Corporate segment (B2B). Asset financing: vehicles (cars, vans, and cargo trucks), construction/manufacturing/process equipment, computers/servers/software, and specialized medical equipment. Does not publish detailed amounts/rates/terms.
Financial factoring for companies, lines of up to MX$10M, no collateral or origination costs, disbursement in <24h. 600+ clients. B2B/corporate.
Broad business/SME credit offering (B2B): Credito Facil (companies and individuals with business activity; working capital and fixed assets; from $500,000 to $10 million, term up to 48 months), Credito PyME Inmuebles (acquisition of offices, warehouses, industrial land), Autoplazo PyME (vehicles with pledge collateral), Tarjeta de Credito Empresarial (companies with sales above $250 million) and Tarjeta Socio PyME (revolving line). Also financing for companies.
Business/SME financing (B2B) at short, medium and long term: Credito PyME Empresarial and Credito Empresarial, with lines starting at 1 million pesos, terms of 12 to 60 months, available in MXN or USD (from 1 million pesos up to 50 million pesos or the dollar equivalent), with no prepayment fee. Also a business credit card and private banking.
Credit to companies (B2B): Credito Valor (financing backed by investments, from $100,000 and up to $5,000,000 depending on the investment balance, without affecting the invested amount), Credito Revolvente (fixed rate, up to 4 drawdowns per year) and Arrendamiento (leasing, up to 100% of the deductible lease payment). Investment and corporate banking with advisory, mergers and acquisitions.
Offering for SMEs/businesses (B2B): Credito PyME (individuals with business activity and companies; minimum opening from $5,000), Credito FLEX (financing of supplier invoices up to $50 million over 3, 6, 9 or 12 months via a business platform) and factoring, plus accounts and a business promissory note.
Credit to businesses/SMEs (partial B2B): Empresario Azteca (for business owners; from $10,000 to $300,000, terms in weeks or fortnights: 26/39/52/78/104 weeks or 12/18/24/36/48 fortnights), Mi Negocio Azteca (digital credit for individuals with productive activity) and Banca Empresarial Azteca (payment and collection management, online banking for businesses). Requirements: Mexican individual, ages 20-70, proof of business income.
Business & SME financing (B2B): loans to cover cash-flow and liquidity needs, notably a revolving loan with immediate drawdown, service assisted by specialized SME executives, and a branch network. Also PYME Digital. No standardized detailed numerical terms (amounts, rates/CAT, terms) are published.
Business banking (B2B): business credit for asset investment and growth (increased productive capacity, machinery, fixed assets), short-term financing, FX risk hedging, digital accounts and fund/savings-fund management for companies. No standardized detailed numerical terms (amounts, rates/CAT, terms) are published.
Consumer/individuals segment (not B2B). Main product: Prestamo bineo, a personal loan contracted 100% digitally from the app. Total and Ligera accounts. No visible offering of credit to companies or SMEs.
Corporate/institutional segment (not retail SME). Corporate and investment banking: structured financing, capital and debt markets, treasury and solutions for large companies and multinationals. Spring by Citi business payments platform. Tailored terms, not published.
Microenterprise/productive-consumer segment. Credito Mujer (group loan, 12-50 members, joint liability, for business investment); Credito Comerciante (group loan, 5-8 members); Credito Crece tu Negocio (personal guarantee, higher financing); individual loan. Amounts from approximately $4,000 up to $70,000 MXN.
SME/business segment (B2B). Credito PyME, simple, revolving or multi-drawdown: amount from $500,000 up to $40 million MXN, terms of 12 to 60 months (up to 5 years); amount based on risk analysis. Also factoring. Free SPEI transfers.
Private banking/investment segment (not SME). Private banking: debt instruments, credit and the purchase and sale of shares for high-net-worth clients. Investment banking with industry-focused teams. Tailored terms, not published.
Business segment (B2B). Short- and long-term business credit for working capital, with tailored financing; complementary factoring and leasing products within the group. Individual terms based on the company's needs.
SME/business segment (B2B). Credito PyMe: finances up to 90%, amount greater than $200,000 and less than $20,000,000 MXN, variable rate from approximately 20.37%, term of 12 to 120 months. Also CrediBajio Empresarial, a business credit card, point-of-sale terminal and Paquete Pyme.
Productive credit programs aimed at individuals and small businesses/social-program beneficiaries: Credito Directo Productivo ($20,000-$50,000, fixed rate of 10% per year, up to 21 months with 3 grace months), PROIIF (up to $100,000, 12% per year, 12-24 months) and REFIN/refinancing (up to $150,000, 9% per year, 12 months). Focus on microcredit and inclusion rather than business/corporate banking. (Finabien products are also related.)
Microenterprise/entrepreneur segment. Credito Grupal Forja Avanza: $5,000 to $200,000 MXN, term 6-24 months, minimum 5 members. Credito Individual Forja Emprende: $10,000 to $500,000 MXN, term 12-48 months.
SME/business segment (B2B). InburPyme: credit for SMEs (requires a minimum of 3 years of operation; for companies, a guarantee from the majority shareholder). Credito Corporativo Simple for large companies. Online business banking.
Companies/developers segment (B2B). Credito Puente Tradicional (traditional bridge loan): up to 65% of the project value, disbursements based on construction progress, term up to 42 months. Credito Puente Ecocasas, Credito Puente Sindicado (syndicated bridge loan with SHF co-financing) and financing for the construction of distribution centers (CEDIS) (term up to 12 months, extendable up to 6).
Business segment (B2B). Business Banking: bank financing, letters of credit, investment banking, credit cards and leasing. Credit structures tailored to each project (no fixed catalog); individual terms.
Corporate/institutional segment (not SME). Commercial banking, investment banking, international corporate banking, corporate payments and platform services. Tailored financing for large companies; terms not published.
Corporate segment (B2B, business banking). Corporate banking financing and services oriented to Mexico-Korea international trade. Tailored terms, not published.
SME/business segment (B2B). Online Credito PyME: $200,000 to $8 million MXN, instant pre-approval with bank statements only. Traditional Credito PyME: up to $30 million MXN, up to 60 months (simple loan) or 12 months (current account). Credito Negocios y Empresas: revolving line of $30,000 to $3 million MXN. Requires 2 years of tax registration.