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Santo Domingo 102 Col. Carretas C.P. 76050 Deleg./Mpio. Queretaro Entidad Federativa: Querétaro Referencia: a Una Cuadra de Av Ejercito Republicano Entre Calle Miravalle y Calle Espiritu Santo
No published rate
No CAT data
No fee data
Barranca del Muerto 210 - 101 Col. Guadalupe Inn C.P. 1020 Deleg./Mpio. Alvaro Obregon Entidad Federativa: Ciudad de México Referencia: Edificio Blanco Entre Calle Insurgentes Sur y Calle Manuel M Ponce
No published rate
No CAT data
No fee data
Consumer segment (individual credit application). The site invites users to 'Get Your Loan' but does not detail amounts, rates, terms, or conditions.
Colima 161 - 6 Col. Roma Norte C.P. 6700 Deleg./Mpio. Cuauhtémoc Entidad Federativa: Ciudad de México Referencia: Cerca de Museo del Objeto Entre Calle Merida y Calle Orizaba
No published rate
No CAT data
No fee data
Consumer segment. Small online loans up to ~$30,000 MXN (subject to approval), with a registration-to-approval process in minutes. Customers aged 21 to 60.
Tenixtepec 302 - a Col. Bellavista C.P. 36730 Deleg./Mpio. Salamanca Entidad Federativa: Guanajuato Referencia: Cerca del Jardin Lazaro Cardenas Entre Calle Arbol Grande y Calle Panuco
Simple Credit without Guarantor: 47.93% fixed annual without VAT (rates fixed annual on outstanding balances)
Simple Credit without Guarantor: average 60.7% without VAT
No cost or penalty for prepayments
Consumer segment. Personal payroll loan for retirees/pensioners, with competitive rates for debt consolidation, home improvements, and liquidity. Details of rates/terms in credito.html (not extracted).
Pachuca 2879 Col. Mitras Centro C.P. 64460 Deleg./Mpio. Monterrey Entidad Federativa: Nuevo León Referencia: Oficina Un Piso Color Blanco Entre Calle Huichapan y Calle Zimapan
No published rate
No CAT data
No fee data
Avenida del Conscripto 79 Col. Manuel Ávila Camacho C.P. 53910 Deleg./Mpio. Naucalpan de Juárez Entidad Federativa: México Referencia: Super K Entre Calle 14 de Agosto y Calle 8 de Septiembre
No published rate
No CAT data
No fee data
Homero 823 Col. Polanco Iv Sección C.P. 11550 Deleg./Mpio. Miguel Hidalgo Entidad Federativa: Ciudad de México Referencia: en Esquina Con Tennyson Entre Calle Eugenio Sue y Calle Tennyson
No published rate
No CAT data
No fee data
Jose Mariano Jimenez 465 - 505 Col. Centro C.P. 66200 Deleg./Mpio. San Pedro Garza García Entidad Federativa: Nuevo León Referencia: Dentro de Plaza/ Edificio Gris Entre Calle Reforma y Calle Gral. Porfirio Díaz
No published rate
No CAT data
No fee data
Avenida Ignacio Comonfort 1300 - 305 Col. la Providencia C.P. 52177 Deleg./Mpio. Metepec Entidad Federativa: México Referencia: Es Dentro de la Torre Zero Entre Calle Leona Vicario y Calle Solidaridad Las Torres
No published rate
No CAT data
No fee data
Av Rodrigo Gomez 1343 Col. Central C.P. 64190 Deleg./Mpio. Monterrey Entidad Federativa: Nuevo León Referencia: a Un Costado de Consultorio Medico Entre Calle Mar Caribe y Calle Lago de Chapala
No published rate
No CAT data
No fee data
Pascual Orozco 1139 - 1 Col. Magisterial Universidad C.P. 31200 Deleg./Mpio. Chihuahua Entidad Federativa: Chihuahua Referencia: Enfrente de la Deportiva Entre Calle Gral. Miguel Barragan y Calle Priv. Pascual Orozco
No published rate
No CAT data
No fee data
SME, agricultural, and microcredit segments. Various credit options tailored to the customer. No detailed amounts/rates/terms are published.
Privada Cházaro Col. Centro C.P. 95640 Deleg./Mpio. Isla Entidad Federativa: Veracruz Referencia: Frente a Sucursal de Banco Santander Entre Calle Raúl Sandoval y Calle Nicolás Bravo
No published rate
No CAT data
No fee data
Agricultural segment (agricultural B2B). Avío (production/working-capital) and refaccionario (equipment/fixed-asset) loans for pineapple producers. No detailed amounts/rates/terms are published.
Sur 79 4331 - a Col. Viaducto Piedad C.P. 8200 Deleg./Mpio. Iztacalco Entidad Federativa: Ciudad de México Referencia: Fachada de Dos Pisos Porton Blanco Entre Calle Coruña y Calle Viaducto
No published rate
No CAT data
No fee data
Financial leasing, factoring (with and without recourse), and secured loans to consumers; context of financing solar projects via PPA. No terms were confirmed from a proprietary official source.
Campos Eliseos 223 - Piso 4 Oficina 403 Col. Polanco C.P. 11560 Deleg./Mpio. Miguel Hidalgo Entidad Federativa: Ciudad de México Referencia: en Frente del Hotel W Marriot Entre Calle Eugenio Sue y Calle Aristoteles
No published rate
Simple credit: average CAT 22.9% (without VAT); Revolving credit: average CAT 21.8% (without VAT)
No fee data
Corporate segment (B2B). Simple Loan (long-term, fixed monthly payments, average CAT ~22.9% excluding VAT) and Revolving Credit (average CAT ~21.8% excluding VAT). Customizable terms and conditions.
Av. Jose Vasconcelos Ote. 345 - 219 Col. Santa Engracia C.P. 66267 Deleg./Mpio. San Pedro Garza Garcia Entidad Federativa: Nuevo León Referencia: Espaldas del Hol Entre Calle Cedros y Calle Rosales
No published rate
No CAT data
No upfront fees/commissions charged for credit evaluation
Consumer segment. Personal Loan. Requirements: official ID, proof of address and of income (no more than 3 months old), and an application. Does not publish rates, amounts, or terms. Does not request money/fees in advance.
Avenida el Ocote Manzana 5 Lote 3 405 Col. Las Nubes C.P. 29087 Deleg./Mpio. Tuxtla Gutiérrez Entidad Federativa: Chiapas Referencia: Entrada Al Fraccionamiento Nubes Entre Calle Calle Cañon del Sumidero y Calle Calle Palenque
No published rate
No CAT data
No fee data
Consumer/microfinance segment. Loans of $3,000 to $200,000 MXN through individual, group, and home-improvement credit, plus programs such as 'Fortalecimiento Económico de la Mujer' and 'Avanza Verde'.
Boulevard Vía Atlixcayotl 5210 - Piso 19 Interior C Col. San Andrés Cholula Centro C.P. 72810 Deleg./Mpio. San Andrés Cholula Entidad Federativa: Puebla Referencia: Edificio Jv3 Entre Calle Periférico Ecológico y Calle Carretera Federal Atlixco- Puebla
No published rate
No CAT data
No fee data
Alica 49 - 2 Col. Molino del Rey C.P. 11040 Deleg./Mpio. Miguel Hidalgo Entidad Federativa: Ciudad de México Referencia: Edificio Gris Entre Calle Pegregal y Calle Topilejo
No published rate
No CAT data
No fee data
Insurgentes Sur 601 - Piso 18 Oficina 113 Col. Napoles C.P. 3810 Deleg./Mpio. Benito Juárez Entidad Federativa: Ciudad de México Referencia: en Edificio Wework Entre Calle Vermont y Calle Yosemite
No published rate
No CAT data
No fee data
Varsovia 36 - 10-1003 Col. Juárez C.P. 6600 Deleg./Mpio. Cuauhtémoc Entidad Federativa: Ciudad de México Referencia: en Contra Esquina del Consulado de Eua Entre Calle Londres y Calle Hamburgo
No published rate
No CAT data
No fee data
Consumer segment. Loans of $1,000 to $15,000 MXN (average ~$5,500), maximum annual rate up to ~150%, terms of 10 to 36 weeks. Application without a credit-history check or proof of income; requires INE (national ID) and a phone.
Av. Jose Vasconcelos 195 Col. Santa Engracia C.P. 66267 Deleg./Mpio. San Pedro Garza García Entidad Federativa: Nuevo León Referencia: a 100 Mts de Plaza Tanarah Entre Calle Rosales y Calle Ricardo Margain
No published rate
No CAT data
No fee data
SME segment (B2B). Three products: Simple Loan, Revolving Credit with mortgage collateral, and Financial Leasing (tractor-trailers and machinery). Amounts from $300,000 to $10 million MXN. Credit-bureau history is not a determining factor.
Av. Jorge Jiménez Cantú 504 - Local D Col. Las Mercedes C.P. 50450 Deleg./Mpio. Atlacomulco Entidad Federativa: México Referencia: a Lado de Restaurante Super Tacos la Cazuela Entre Calle Camino Sin Nombre No. 154 y Calle Flor de Rocio
Payroll credit: 60.72% fixed annual (maximum, without VAT)
Payroll credit: 70.34% (average CAT, without VAT; valid to 30 Jun 2026, calc. 31 Dec 2025)
No commission applies (NO PREVE COMISION ALGUNA)
Consumer/government-employee segment. Payroll-deduction loans of up to $300,000 for government and education employees with an agreement.
Acueducto 2052 - Piso 3 Oficina 14-A Col. Colinas de San Javier C.P. 44660 Deleg./Mpio. Guadalajara Entidad Federativa: Jalisco Referencia: a Una Cuadra de Plaza Pabellon Entre Calle Jose Maria Escriva y Calle Paseo del Bosque
No published rate
No CAT data
No fee data
SME and individuals-with-business-activity / companies segment (B2B). Simple Loan in a single drawdown, with fixed monthly payments, for working capital, equipment/machinery acquisition, or fixed assets. Does not publish amounts/rates/terms.
Nicaragua 334 Col. Vista Hermosa C.P. 64620 Deleg./Mpio. Monterrey Entidad Federativa: Nuevo León Referencia: Puerta Blanca Entre Calle Terranova y Calle Guayana Inglesa
No published rate
No CAT data
No fee data
5 de Febrero 727 Col. Santiago C.P. 76179 Deleg./Mpio. Queretaro Entidad Federativa: Querétaro Referencia: Enfrente de Uaq Entre Calle Campo Militar y Calle Tlacote
No published rate
No CAT data
No upfront fees for the application process
Consumer and SME segment. Loans of $4,000 to $100,000 MXN for short- and medium-term financing needs; free application and no requirement of seniority as a customer.
Tulancingo 1414 - a Col. Mitras Centro C.P. 64460 Deleg./Mpio. Monterrey Entidad Federativa: Nuevo León Referencia: Atrás de la Estación del Metro Hospital Entre Calle Cholula y Calle Jacala
No published rate
No CAT data
No fee data
Consumer/family segment. Credit products oriented toward building credit history. No amounts/rates/terms were confirmed from a proprietary official source.
Prolongacion Zaragoza 1128 Col. el Batán C.P. 76902 Deleg./Mpio. Corregidora Entidad Federativa: Querétaro Referencia: Por Caja Cgv Corregidora Entre Calle Amsterdam y Calle Zaragoza
No published rate
No CAT data
No fee data
Consumer/payroll segment. Payroll loan with a fixed monthly rate of 3.5%, fixed payments, terms of 6 to 36 months, no origination fee or prepayment penalty; includes life insurance. Requirements: official ID, proof of address and income, and an employer authorization letter.
Jerez 316 Col. Mitras Centro C.P. 64460 Deleg./Mpio. Monterrey Entidad Federativa: Nuevo León Referencia: Detras de Iglesia Entre Calle Teotihuacan y Calle Jordan
No published rate
No CAT data
No fee data
Blvd. Antonio L. Rodriguez 1884 - Torre 1 Piso 15 Col. Santa María C.P. 64650 Deleg./Mpio. Monterrey Entidad Federativa: Nuevo León Referencia: Oficinas en el Parque/Torres Moradas Entre Calle Blvd. Rogelio Cantú y Calle Calz. San Pedro
No published rate
No CAT data
No fee data
Consumer/payroll segment. Credit line for purchase opportunities or emergencies, minimal requirements, and a response within 48 hours; payments deducted from payroll. Does not publish rates/amounts.
Guillermo Gonzalez Camarena 1100 - Piso 8 Oficina 3 Col. Lomas de Santa Fe C.P. 1219 Deleg./Mpio. Alvaro Obregon Entidad Federativa: Ciudad de México Referencia: Edificio Terracota Entre Calle Avenida Santa Fe y Calle Vasco de Quiroga
No published rate
No CAT data
No fee data
Av. Lerdo de Tejada 2658 - 3 Col. Arcos Sur C.P. 44500 Deleg./Mpio. Guadalajara Entidad Federativa: Jalisco Referencia: Frente Plaza de la Caja del Agua Entre Calle Circunvalacion Agustin Yañez y Calle Emilio Castelar
No published rate
No CAT data
No fee data
Consumer segment. Personal loans. No detailed amounts/rates/terms are published on the site.
Gomez Mendiola 983 - 9 Col. Progreso C.P. 44730 Deleg./Mpio. Guadalajara Entidad Federativa: Jalisco Referencia: Mercado Dionicio Rodriguez Entre Calle Francisco Villa y Calle Panfilo Perez
No published rate
No CAT data
No fee data
Carlos Ortiz 37 - 10 Col. Country Club C.P. 83010 Deleg./Mpio. Hermosillo Entidad Federativa: Sonora Referencia: Segundo Piso Entre Calle Veracruz y Calle Esquina
No published rate
No CAT data
No fee data
Av. México 2798 - 1-B Col. Terranova C.P. 44689 Deleg./Mpio. Guadalajara Entidad Federativa: Jalisco Referencia: Edicio Multiusos Entre Calle Terranova y Calle Rúben Dario
No published rate
No CAT data
No fee data
Corporate segment (B2B). Asset financing: vehicles (cars, vans, and cargo trucks), construction/manufacturing/process equipment, computers/servers/software, and specialized medical equipment. Does not publish detailed amounts/rates/terms.
Paseo del Cortijo 651 Col. Lomas de Lourdes C.P. 25090 Deleg./Mpio. Saltillo Entidad Federativa: Coahuila Referencia: Porton Negros y Color Beige Entre Calle Paseo de Los Mirlos y Calle Paseo de Las Cumbres
No published rate
No CAT data
No fee data
Pedregal 24 - Piso 3 Interior 300 Col. Molino del Rey C.P. 11040 Deleg./Mpio. Miguel Hidalgo Entidad Federativa: Ciudad de México Referencia: Torre Virreyes Entre Calle Monte Pelvoux y Calle Teapa
No published rate
No CAT data
No fee data
Ejercito Nacional 425 - Piso 4 Col. Granada C.P. 11520 Deleg./Mpio. Miguel Hidalgo Entidad Federativa: Ciudad de México Referencia: Tienda Seven Eleven Planta Blanja Entre Calle Lago Margarita y Calle Lago Constanza
No published rate
No CAT data
No fee data
Av. Álvaro Obregón Sur 585 - 1 Col. Jorge Almada C.P. 80200 Deleg./Mpio. Culiacán Entidad Federativa: Sinaloa Referencia: Edificio Dolores Entre Calle Esquina Con Calle Constitución y Calle Gral. José Aguilar Barraza
No published rate
No CAT data
Stated as no opening cost / no guarantee required
Financial factoring for companies, lines of up to MX$10M, no collateral or origination costs, disbursement in <24h. 600+ clients. B2B/corporate.
Av. Juarez Sur 800 Col. Centro C.P. 64000 Deleg./Mpio. Monterrey Entidad Federativa: Nuevo León Referencia: Esquina Con Padre Mier Entre Calle Jose Maria Morelos y Calle Padre Mier
Crédito Personal from 18.00% + IVA ordinary annual fixed (preferential rate with mandatory life insurance)
Crédito Personal CAT average 39.3% (sin IVA, valid until 30 Jun 2026)
No penalty for early payment; up to 4 full monthly payments returned over credit period
Broad business/SME credit offering (B2B): Credito Facil (companies and individuals with business activity; working capital and fixed assets; from $500,000 to $10 million, term up to 48 months), Credito PyME Inmuebles (acquisition of offices, warehouses, industrial land), Autoplazo PyME (vehicles with pledge collateral), Tarjeta de Credito Empresarial (companies with sales above $250 million) and Tarjeta Socio PyME (revolving line). Also financing for companies.
Av. Rio Mayo 1417 - -B Col. Vista Hermosa C.P. 62290 Deleg./Mpio. Cuernavaca Entidad Federativa: Morelos Referencia: Plaza Entre Calle Casandra y Calle Rio Panuco
Crédito Hipotecario 9.70% fixed annual (current campaign); ordinary fixed rate from 9.41%; FOVISSSTE 9.7%
Crédito Hipotecario CAT average 10.1% (sin IVA); FOVISSSTE CAT 10.80%
0% contracting commission (campaign, Cofinavit/Apoyo Infonavit); FOVISSSTE no contracting, administration or early payment commission; no early payment penalty
Business/SME financing (B2B) at short, medium and long term: Credito PyME Empresarial and Credito Empresarial, with lines starting at 1 million pesos, terms of 12 to 60 months, available in MXN or USD (from 1 million pesos up to 50 million pesos or the dollar equivalent), with no prepayment fee. Also a business credit card and private banking.
Montes Urales 620 Col. Lomas de Chapultepec Iv Sección C.P. 11000 Deleg./Mpio. Miguel Hidalgo Entidad Federativa: Ciudad de México Referencia: Cerca de la Fuente de Petroleos Entre Calle Av Paseo de la Reforma y Calle Monte Pelvoux
Crédito Valor 10.99% fixed annual; Crédito Prendario TIIE_FC 28 days + 3% to 6%; Crédito Auto 13.30% + IVA fixed
Crédito Valor CAT average 14.3% (sin IVA, until 31 Aug 2026); Crédito Prendario CAT average 12.6%; Crédito Auto CAT average 24.0% (sin IVA)
Crédito Valor: 1.0% one-time; Crédito Prendario: 1.0% opening (amounts >=$1,000,000) or $5,000 fixed (smaller); Crédito Revolvente: 1.5% opening; Crédito Auto: 1.50% opening + IVA
Credit to companies (B2B): Credito Valor (financing backed by investments, from $100,000 and up to $5,000,000 depending on the investment balance, without affecting the invested amount), Credito Revolvente (fixed rate, up to 4 drawdowns per year) and Arrendamiento (leasing, up to 100% of the deductible lease payment). Investment and corporate banking with advisory, mergers and acquisitions.
Insurgentes Sur 2475 - Piso 24 Col. Barrio Loreto San Ángel C.P. 1090 Deleg./Mpio. Alvaro Obregon Entidad Federativa: Ciudad de México Referencia: a Un Costado del Metrobus Doctor Galvez Entre Calle Loreto y Calle Río de la Magdalena
Crédito Automotriz example average 10.50% annual; GAT Nominal 10.50%, GAT Real 6.60% before taxes (1 Jul 2025); fixed annual rate for full credit term
Crédito Automotriz CAT average 34.38% (sin IVA, new cars, May 2025)
Early payment without penalty
Offering for SMEs/businesses (B2B): Credito PyME (individuals with business activity and companies; minimum opening from $5,000), Credito FLEX (financing of supplier invoices up to $50 million over 3, 6, 9 or 12 months via a business platform) and factoring, plus accounts and a business promissory note.
Francisco I. Madero 104 Col. Tampico Centro C.P. 89000 Deleg./Mpio. Tampico Entidad Federativa: Tamaulipas Referencia: Ba Mega Tampico Fco I Madero Entre Calle Cristobal Colon y Calle Fray Andres de Olmos
Credimax 40.9% ordinary annual fixed (sin IVA, Aug 2025-Jan 2026); consumer credit 40.46%; cash credit 48.84%; default rate up to 180% annual (sin IVA)
Credimax CAT average 63.5% (sin IVA); consumer credit CAT 66.2%; cash credit CAT 86.0%; (earlier Credimax 45.9%)
Plastic personalization $99 MXN; payment at TELECOMM $12.93; Chedraui/Soriana $7.76 + IVA; Waldos $6.90 + IVA
Credit to businesses/SMEs (partial B2B): Empresario Azteca (for business owners; from $10,000 to $300,000, terms in weeks or fortnights: 26/39/52/78/104 weeks or 12/18/24/36/48 fortnights), Mi Negocio Azteca (digital credit for individuals with productive activity) and Banca Empresarial Azteca (payment and collection management, online banking for businesses). Requirements: Mexican individual, ages 20-70, proof of business income.
Paseo del Moral 1030 - 4A y 4B Col. Villas del Juncal C.P. 37180 Deleg./Mpio. León Entidad Federativa: Guanajuato Referencia: Dentro de Plaza Palmas Frente a Plaza Zero Entre Calle Blvd. Juan Alonso de Torres y Calle Av. Paseo del Juncal
No published rate
No CAT data
Tarifas y Comisiones document published (May 2025); specific figures not extracted
Business & SME financing (B2B): loans to cover cash-flow and liquidity needs, notably a revolving loan with immediate drawdown, service assisted by specialized SME executives, and a branch network. Also PYME Digital. No standardized detailed numerical terms (amounts, rates/CAT, terms) are published.
Blvd. Manuel Ávila Camacho 36 - Piso 21 Col. Lomas de Chapultepec C.P. 11000 Deleg./Mpio. Miguel Hidalgo Entidad Federativa: Ciudad de México Referencia: Torre Esmeralda Ii Entre Calle Blvd Manuel Ávila Camacho y Calle Ferrocarril de Cuernavaca
No published rate
No CAT data
No fee data
Business banking (B2B): business credit for asset investment and growth (increased productive capacity, machinery, fixed assets), short-term financing, FX risk hedging, digital accounts and fund/savings-fund management for companies. No standardized detailed numerical terms (amounts, rates/CAT, terms) are published.
Av. Juan Estrada Torre 101 - Lt 61 M 4 L-1 Matías de León Col. Col. Primero de Mayo C.P. 86190 Deleg./Mpio. Villahermosa Entidad Federativa: Tabasco Referencia: No Aplica Entre Calle No Aplica y Calle No Aplica
Préstamo bineo from 12% annual ($5,000-$200,000, 6-24 months)
Préstamo bineo CAT average 33.9% (sin IVA, valid until 31 Aug 2026)
No opening commission; no co-signer required; free life and total/permanent disability insurance included; late payment commission disclosed in app
Consumer/individuals segment (not B2B). Main product: Prestamo bineo, a personal loan contracted 100% digitally from the app. Total and Ligera accounts. No visible offering of credit to companies or SMEs.
Avenida Revolución 1267 - Piso 11 Col. Los Alpes C.P. 1010 Deleg./Mpio. Álvaro Obregón Entidad Federativa: Ciudad de México Referencia: Torre Anseli Entre Calle Alfonso Caso y Calle Pirul
No published rate
No CAT data
No fee data
Corporate/institutional segment (not retail SME). Corporate and investment banking: structured financing, capital and debt markets, treasury and solutions for large companies and multinationals. Spring by Citi business payments platform. Tailored terms, not published.
Plaza Obelisco Boulevard Hilario Medina 2503 - Loc. 272829 Pasillo 1 Col. Real Providencia C.P. 37250 Deleg./Mpio. Leon Guanajuato Entidad Federativa: Guanajuato Referencia: Kfc Entre Calle Esq. Boulevard Vicente Valtierra y Calle Hilario Medina
Group Credit: fixed annual rate (figure not shown on consumer-facing page); CAT shown instead
Group Credit (Crédito Grupal) average CAT 72.33%; Additional Plus Credit (Crédito Adicional) CAT 78.51%
No ordinary commissions on credit products; Individual Credit has late-payment commission per event; OXXO payment fee $14.66 + VAT per event (no fee at Red Yastás or Compartamos branches)
Microenterprise/productive-consumer segment. Credito Mujer (group loan, 12-50 members, joint liability, for business investment); Credito Comerciante (group loan, 5-8 members); Credito Crece tu Negocio (personal guarantee, higher financing); individual loan. Amounts from approximately $4,000 up to $70,000 MXN.
Ferrocarril de Cuernavaca 689 - Piso 9 Col. Ampliacion Granada C.P. 11529 Deleg./Mpio. Miguel Hidalgo Entidad Federativa: Ciudad de México Referencia: a Una Cuadra de Prolongacion Moliere Entre Calle Mateo Aleman y Calle Privada Miguel de Cervantes Saavedra
Crédito Simple / Capital de Trabajo: rate determined by business profile (not a fixed published figure)
Crédito Simple Capital de Trabajo: weighted average CAT 30.60% without VAT
No commission or penalty for early/anticipated payments
SME/business segment (B2B). Credito PyME, simple, revolving or multi-drawdown: amount from $500,000 up to $40 million MXN, terms of 12 to 60 months (up to 5 years); amount based on risk analysis. Also factoring. Free SPEI transfers.
Pedregal 24 - Piso 11 Col. Molino del Rey C.P. 11040 Deleg./Mpio. Miguel Hidalgo Entidad Federativa: Ciudad de México Referencia: Torre Virreyes Entre Calle Teapa y Calle Pedregal
No published rate
No CAT data
No fee data
Private banking/investment segment (not SME). Private banking: debt instruments, credit and the purchase and sale of shares for high-net-worth clients. Investment banking with industry-focused teams. Tailored terms, not published.
Avenida Juárez 2105 Col. la Paz C.P. 72160 Deleg./Mpio. Puebla Entidad Federativa: Puebla Referencia: Frente a Harmon Hall Entre Calle Calle 23 Sur y Calle Calle 21 Sur
Crédito Personal: fixed annual ordinary rate from 18.00% + VAT (preferential rate available with mandatory life insurance contracted via Afirme)
Crédito Personal: average CAT 39.3% without VAT (offer valid to 30 Jun 2026)
No fee data
Business segment (B2B). Short- and long-term business credit for working capital, with tailored financing; complementary factoring and leasing products within the group. Individual terms based on the company's needs.
Av. José María Morelos Pte 443 Col. Centro C.P. 81200 Deleg./Mpio. Mochis Entidad Federativa: Sinaloa Referencia: Frente Al Edificio de Telmex Entre Calle Ave. Gabriela Leyva y Calle Ave. Ángel Flores
Crédito Personal: implied by CAT; Consumer credit (govt/companies/private) 32%-38%, pensioners 38%-44%; Tarjeta de Crédito VISA Platinum Internacional 30.5% fixed annual, other cards 34.9%; Crédito Hipotecario 14.20% fixed annual
Crédito Personal: average CAT 40.8% without VAT
Crédito Personal opening commission 2%; Crédito Hipotecario contracting fee 3 per thousand of property value
SME/business segment (B2B). Credito PyMe: finances up to 90%, amount greater than $200,000 and less than $20,000,000 MXN, variable rate from approximately 20.37%, term of 12 to 120 months. Also CrediBajio Empresarial, a business credit card, point-of-sale terminal and Paquete Pyme.
Av. 20 de Noviembre 801 Col. Victoria de Durango Centro C.P. 34000 Deleg./Mpio. Durango Entidad Federativa: Durango Referencia: Frente Al Teatro Ricardo Castro Entre Calle Bruno Martinez y Calle Zaragoza
Préstamos del Bienestar GAT Nominal 7.61% before taxes (0% on first timely-paid loan); Personal loan (classic) 41.50% fixed annual; another personal product 30.00% fixed annual
Personal loan (classic) CAT 54.6% (sin IVA, $130,000/48mo, Jan 2026); another personal product CAT 37.8% (sin IVA, $200,000/36mo, Mar 2026)
No collateral, co-signer, or proof of formal income required for Bienestar loans
Productive credit programs aimed at individuals and small businesses/social-program beneficiaries: Credito Directo Productivo ($20,000-$50,000, fixed rate of 10% per year, up to 21 months with 3 grace months), PROIIF (up to $100,000, 12% per year, 12-24 months) and REFIN/refinancing (up to $150,000, 9% per year, 12 months). Focus on microcredit and inclusion rather than business/corporate banking. (Finabien products are also related.)
Av.Javier Rojo Gomez 6 - Pb Col. Agrícola Oriental C.P. 8500 Deleg./Mpio. Iztacalco Entidad Federativa: Ciudad de México Referencia: a Un Costado del Metro Entre Calle Calzada Ignacio Zaragoza y Calle Ret. 1 Javier Rojo Gómez
Forjadoras de Corazón (group credit): fixed annual rate average 44.78%; Crédito Grupal Forja Avanza: fixed annual rate from 28%
Forjadoras de Corazón: average CAT 176.27% (calculated 2 Jan 2025, valid to 2 Jul 2025)
Credit products require insurance contracting (may be contracted via independent third party); CAT valid for 6 months
Microenterprise/entrepreneur segment. Credito Grupal Forja Avanza: $5,000 to $200,000 MXN, term 6-24 months, minimum 5 members. Credito Individual Forja Emprende: $10,000 to $500,000 MXN, term 12-48 months.
Av. Rio Mayo 1112 Col. Vista Hermosa C.P. 62290 Deleg./Mpio. Cuernavaca Entidad Federativa: Morelos Referencia: Hotel Argento Entre Calle Ciclo Pista y Calle Rio Lerma
Crédito Personal: fixed annual rate from 20% up to 60% without VAT; Tarjeta Oro 52.31% (weighted avg); Tarjeta Platinum 34.77%; Tarjeta Óptima 39.44%
Crédito Personal: average CAT 52.9% without VAT; Tarjeta Oro CAT 70.2%; Tarjeta Platinum CAT 43.9%; Tarjeta Óptima CAT 48.7% (all without VAT)
Crédito Personal: contracting fee 1.5% + VAT of amount disbursed (one-time); late-payment penalty $350 MXN + VAT per event. Tarjeta Oro admin fee $540, Platinum $1,320, Óptima $650 (without VAT)
SME/business segment (B2B). InburPyme: credit for SMEs (requires a minimum of 3 years of operation; for companies, a guarantee from the majority shareholder). Credito Corporativo Simple for large companies. Online business banking.
Avenida Americas 40 - Pb Locales a y B Col. Ladron de Guevara C.P. 44600 Deleg./Mpio. Guadalajara Entidad Federativa: Jalisco Referencia: Ladron de Guevara Entre Calle Esquina Poniente y Calle Norte de Hidalgo y Union
Mortgage for salaried persons: rates 4% to 6% (balance updated by UMA, term up to 30 years); business credits use TIIE plus a margin
Personal mortgage credit: average CAT 19.2% without VAT (calculated March 2019)
No early-payment commission; opening commission applies
Companies/developers segment (B2B). Credito Puente Tradicional (traditional bridge loan): up to 65% of the project value, disbursements based on construction progress, term up to 42 months. Credito Puente Ecocasas, Credito Puente Sindicado (syndicated bridge loan with SHF co-financing) and financing for the construction of distribution centers (CEDIS) (term up to 12 months, extendable up to 6).
Monte Elbruz 124 - Primer Piso Col. Palmitas Polanco C.P. 11560 Deleg./Mpio. Miguel Hidalgo Entidad Federativa: Ciudad de México Referencia: Edificio Prisma Entre Calle Periferico Blvd. Manuel Avila Camacho y Calle Campos Elíseos
Credit cards (issued by Banco INVEX): Volaris INVEX 30.6% weighted-avg by balance; Volaris INVEX 0 31.9%; Despegar INVEX Gold 36.7%; IKEA INVEX 29.8%
Tarjeta Volaris INVEX CAT 35.4%; Despegar INVEX Gold CAT 29.9%; IKEA INVEX CAT 23.8% (without VAT)
Volaris INVEX cardholder admin fee $3,107 without VAT; Despegar Gold admin fee $1,636; Volaris INVEX 0 monthly inactivity penalty $195 without VAT
Business segment (B2B). Business Banking: bank financing, letters of credit, investment banking, credit cards and leasing. Credit structures tailored to each project (no fixed catalog); individual terms.
Av. Paseo de Las Palmas 405 - Piso 12 Col. Lomas de Chapultepec V Sección C.P. 11000 Deleg./Mpio. Miguel Hidalgo Entidad Federativa: Ciudad de México Referencia: Frente a la Iglesia de la Covadonga Entre Calle Sierra Mojada y Calle Sierra Gamón
No published rate
No CAT data
No fee data
Corporate/institutional segment (not SME). Commercial banking, investment banking, international corporate banking, corporate payments and platform services. Tailored financing for large companies; terms not published.
Avenida Paseo de la Reforma 180 - Piso 20 Suite 2002 Col. Juárez C.P. 6600 Deleg./Mpio. Cuauhtémoc Entidad Federativa: Ciudad de México Referencia: en la Esquina de Insurgentes y Paseo de la Reforma Entre Calle Calle Dinamarca y Calle Calle Nápoles
Corporate credit: TIIE + 4% (negotiable) or LIBOR + 3% (negotiable), in MXN or USD
Not applicable / not published (credit products exceed 900,000 UDIS threshold, so CAT not required)
Credit opening commission 1% (negotiable); additional costs possible for off-contract operations
Corporate segment (B2B, business banking). Corporate banking financing and services oriented to Mexico-Korea international trade. Tailored terms, not published.
Av. Domingo Diez 1003 - Piso 1 Col. Col. del Empleado C.P. 62250 Deleg./Mpio. Cuernavaca Entidad Federativa: Morelos Referencia: No Aplica Entre Calle Zona Comercial y Calle No Aplica
Crédito Personal: fixed annual rate from 22%; Crédito Hipotecario: fixed ordinary annual rate from 9.15%
Crédito Personal: average CAT 29.6% without VAT; Crédito Hipotecario: average CAT 12.4% without VAT; Crédito de Nómina: average CAT ranges 40.8% / 72.9% / 81.4% without VAT depending on product
Crédito Personal: 0% opening commission, no penalty for total/partial prepayment; Basic and Basic Payroll credit cards generate no commissions to cardholder
SME/business segment (B2B). Online Credito PyME: $200,000 to $8 million MXN, instant pre-approval with bank statements only. Traditional Credito PyME: up to $30 million MXN, up to 60 months (simple loan) or 12 months (current account). Credito Negocios y Empresas: revolving line of $30,000 to $3 million MXN. Requires 2 years of tax registration.