Banco Monex S.A. Institución de Banca Múltiple Monex Grupo Financiero
Business segment (B2B). Business credit: simple loan, business revolving loan, farming/livestock loans, investment-backed credit, factoring and letters of credit. FX and international payments. Tailored terms.
Banco Multiva S.A. Institución de Banca Múltiple Grupo Financiero Multiva
Business/government segment (B2B). Business credit for working capital, projects and investment; solutions for the infrastructure, energy and real estate sectors; trust services (in 2025 it acquired CIBanco's trust business). Tailored terms.
Banco Nacional de Comercio Exterior S.N.C.
Development banking focused on exporting and foreign-currency-generating companies (B2B): working capital, sales discounting, credit for machinery and equipment, and investment-project financing. It handles Credito Directo (direct loans starting at USD 3 million) and Credito PyMEX for exporting SMEs (via a network of banks and financial intermediaries, with credit and financial/operating leasing). Guarantees and leasing included.
Banco Nacional de México S. A. Integrante del Grupo Financiero Banamex.
SME/business segment (B2B). Credito Negocios for remodeling, machinery, fixed assets and working capital, at a fixed rate; rates from TIIE + 6.30%. SME packages, PYMES Alto Valor, Credito Negocios Sustentables and BancaNet Empresarial.
Banco Nacional de Obras y Servicios Públicos S.N.C Institución de Banca de Desarrollo.
Development banking oriented to governments and infrastructure projects (B2B/B2G): credit to states and municipalities, a program for restructuring and refinancing municipal debt, technical and financial assistance, the Banobras-FAIS Program, financial guarantees, project finance with its own source of repayment, and the National Infrastructure Fund. It does not publish standardized pricing (terms are set per project).
Banco Nacional del Ejército Fuerza Aérea y Armada Sociedad Nacional de Crédito Institución de Banca de Desarrollo.
Credit products (personal, mortgage and auto loans/BanjeMoto and credit cards) exclusive to military personnel (Army, Air Force and Navy); banking and deposit-taking services are available to the general public. It is not business/SME banking (B2B); the focus is consumer credit for the military segment.
Banco Pagatodo S.A. Institución de Banca Múltiple
Focus on payment methods and accounts for individuals and companies; it offers tools to collect, pay and automate business operations. No specific business credit/financing offering with public terms was found.
Banco Regional S.A. Institución de Banca Múltiple Banregio Grupo Financiero
SME/business segment (B2B). Credito PyME Capital de Trabajo (working capital): up to 36 months and up to $20 million MXN (2 years of operation, annual sales >$5 million). Credito PyME Inversion (investment): up to 60 months and up to $50 million MXN with real estate collateral. Operating leasing up to $15 million MXN; factoring (advances up to 80% of invoices). Business credit card. Approves 70% of SME loans within 48 hours via its Agora platform.
Banco S3 Caceis México S.A. Institución de Banca Múltiple
Institutional segment (not commercial/SME credit). Custody, settlement and securities-lending services for institutional clients; it is not a commercial credit bank. No offering of credit to companies/SMEs was found.
Banco Sabadell S.A. Institución de Banca Múltiple
Business/corporate segment (B2B). Credito Simple (simple loan), Credito en Linea (online credit) and Credito de Agronegocios (agribusiness credit, adapted to the productive cycles of the agricultural, forestry, fishing and forestry-related sectors, with payment flexibility and rates based on expected profitability). Funds deposited in a demand account.
Banco Santander México S.A. Institución de Banca Múltiple Grupo Financiero Santander México
SME/business segment (B2B). Credito Agil (revolving lines for SMEs), Credito en Cuenta Corriente and Multiciclos, Credito for expansion projects or asset acquisition, and foreign-trade financing. SME packages and accounts. Terms by product.
Banco Shinhan de México S.A. Institución de Banca Múltiple
Corporate segment (B2B). Corporate banking and financial services to companies; checking accounts and products for corporate clients (frequently linked to Korean investment in Mexico). Tailored terms, not published.
Banco Ve Por Más S.A. Institución de Banca Múltiple Grupo Financiero Ve Por Más.
Business/agribusiness segment (B2B). BX+ Credito en Linea, BX+ Credito, leasing, factoring, credito de habilitacion o avio (avio: short-term working-capital loan for inputs and production) and refaccionario (refaccionario: loan for equipment and fixed assets). Agribusiness credit tailored to the productive cycle of the crop/product to be financed. Terms by product.
Bancoppel S.A. Institución de Banca Múltiple
Consumer/individuals segment (not B2B). BanCoppel credit card with no annual fee, Prestamo Digital (preapproved line of $4,000 to $32,500), Prestamo Directo Nomina (payroll loan, up to $500,000 or 7 months of salary) and a digital mortgage. No business/SME credit offering was found.
Bank Of America México S.A. Institución de Banca Múltiple
Corporate/institutional segment (not SME). Corporate and investment banking, markets (FX, derivatives) and financing for large companies and institutions. Tailored terms, not published. (Website: BofA's Global Banking & Markets portal.)
Bank Of China México S.A. Institución de Banca Múltiple
Corporate segment (B2B). Corporate financing, trade finance, bilateral credit and syndicated loans, plus financial markets. Oriented to large companies; tailored terms.
Bankaool S.A. Institución de Banca Múltiple
Agribusiness/business segment (B2B). Agricultural loans: Mi Proyecto Agro and Mi Impulso Agro, financing adapted to the productive cycles of farming, with technical advice and competitive rates. Digital accounts for individuals and companies.
Bansi S.A. Institución de Banca Múltiple
Business segment (B2B). Commercial banking loans and business banking loans, plus accounts and investments. Terms based on needs and documentation; not published in detail.
Baracaf S.A. de C.V. Sofom E.N.R.
Payroll loan for government employees with payroll deduction. Maximum annual interest rate 45.6%; for example, a $100,000 MXN loan over 84 biweekly periods at a 31.2% annual rate (excluding VAT). Product oriented to consumer/individuals, not B2B.
Baran Servicios Integrales S.A. de C.V. Sofom E.N.R.
Loans with mortgage/pledge collateral, financial leasing, and working capital. B2B/SME. Rates not published (online quote tool).
Barclays Bank México S.A. Institución de Banca Múltiple Grupo Financiero Barclays México.
Institutional/investment-banking segment (not SME). Securities brokerage, risk solutions (derivatives), debt issuance (DCM) and equity issuance (ECM), structured financing and investment banking. Market maker for government bonds. Tailored terms.
Bargaf S.A. de C.V. Sofom E.N.R.
Baubap S.A.P.I. de C.V. Sofom E.N.R.
Personal consumer microloans from $500 up to $9,000 MXN, terms of 90 days up to 24 months. Maximum annual rate (APR) 300%; informational CAT ~1,355.2%. Consumer product, not B2B.
Bavome S.A.P.I. de C.V. Sofom E.N.R.
Personal/consumer credit granted digitally after analyzing the customer's profile. No specific amounts, rates, CAT, or terms are published. Consumer-oriented, not B2B.
Bay Financial Services S.A.P.I. de C.V. Sofom E.N.R.
Bayut S.A. de C.V. Sofom E.N.R.
Bbp Capital S.A. de C.V. Sofom E.N.R.
SME/corporate segment. Two products: (1) revolving credit line for immediate needs, available at 30, 60, or 90 days; (2) Simple Loan for the purchase of equipment or materials, payable in monthly installments up to 3 years. Amounts/rates not published on the site. Good B2B profile.
Bbva México S.A. Institución de Banca Múltiple Grupo Financiero Bbva México
SME/business segment (B2B). Credito Simple PyME: $50,000 to $25,000,000 MXN (or the USD equivalent for exporters/importers), working-capital term 12-60 months. Credito PyME Digital and Linea de Credito Digital PyME (via app/online banking). Financiamiento PyME Sostenible for sustainable goods and services.
Bc Credit S.A.P.I. de C.V. Sofom E.N.R.
SME/mid-sized-company segment. Credit for working capital and growth, with products tailored to the borrower. Amounts/rates not published. B2B profile.
Bd Crédito S.A. de C.V. Sofom E.N.R.
Corporate segment (small, medium, and large companies). Products: CAPEX financing, refinancings, acquisition financing, working capital, and debt-equity structure optimization. Maximum terms: drawdown fee 3.00%, late-payment interest $250 MXN, maximum annual interest rate 30.00%, maximum CAT 34.50%. Strong B2B profile.
Bdi Capital S.A. de C.V. Sofom E.N.R.
Credit granted through a digital platform; official registries associate the brand with business credit. No specific amounts, rates, CAT, or terms were confirmed (site not accessible at the time of the query).
Bemcerta Capital S.A. de C.V. Sofom E.N.R.
Beneficios Integrales Bsa S.A. de C.V. Sofom E.N.R.
Bí Financiera S.A.P.I. de C.V. Sofom E.N.R.
Bid Q S.A.P.I. de C.V. Sofom E.N.R.
Bien Para Bien S.A.P.I. de C.V. Sofom E.N.R.
Credit with mortgage/real-estate collateral of $200,000 to $5,000,000 MXN, terms of 12 months to 5 years, no fees, regardless of credit-bureau history (the unencumbered property guarantees payment). Accepts houses, apartments, commercial premises, and offices. Serves SMEs and business owners; mixed B2B/B2C profile.
Bienes y Recursos de Capital Inteligente S.A.P.I. de C.V. Sofom E.N.R.
Bikpit S.A.P.I. de C.V. Sofom E.N.R.
Bilight S.A. de C.V. Sofom E.N.R.
Personal/consumer credit requested digitally, approval in minutes, with a dedicated account manager and 24/7 service. No amounts, rates, CAT, or terms are published. Consumer-oriented, not B2B.
Bill Defender S.A.P.I. de C.V. Sofom E.N.R.
Bin Brokers E Intermediarios de Negocios S.A.P.I. de C.V. Sofom E.N.R.
Brokering of personal (consumer) loans. Emphasizes speed and transparency in terms and conditions. No amounts, rates, CAT, or terms are published. Consumer-oriented, not B2B.
Binmtec S.A.P.I. de C.V. Sofom E.N.R.
Bioenova S.A.P.I. de C.V. Sofom E.N.R.
Advisory and financing for innovative and strategic projects in renewable energy (local, regional, and international scope). No specific products, amounts, rates, or terms are published on the site. Possible B2B profile (project financing).
Bir Contigo S.A. de C.V. Sofom E.N.R.
Products: auto loans (new or pre-owned cars, terms 12 to 60 months), personal loans, payroll loans, SME loans (for small businesses), financial factoring, and financial leasing of equipment/vehicles/machinery. Promotes 'competitive rates' but does not publish rates, CAT, or amounts. Includes SME/business segments (B2B).
Biser Procesos S.A. de C.V. Sofom E.N.R.
SME/business segment: Merchant Cash Advance (MCA) product to cover small-business liquidity gaps; payroll advances for employees of mid-sized companies; microloans to younger segments via the 'kiero' platform. No specific amounts/rates are published. Strong B2B profile (MCA to businesses).
Bisham Wealth S.A.P.I. de C.V. Sofom E.N.R
Bitechi Soluciones S.A.P.I. de C.V. Sofom E.N.R.
Credit with amounts adjustable to the client's need; testimonials mention use for ventures and remodeling. No amounts, rates, CAT, or terms are published. (Foreign companies share the name; the .com.mx domain corresponds to the Mexican SOFOM.)
Black Dragon Capital S.A.P.I. de C.V. Sofom E.N.R.
Black Horse Capital S.A.P.I. de C.V. Sofom E.N.R.
Credit with amounts adjustable to the client's need; testimonials mention use for ventures and remodeling. No amounts, rates, CAT, or terms are published. (Foreign companies share the name; the .com.mx domain corresponds to the Mexican SOFOM.)
Blankfein Capital S.A. de C.V. Sofom E.N.R.
Blockfin S.A.P.I. de C.V. Sofom E.N.R.
Blue Capital Times S.A. de C.V. Sofom E.N.R.
Personal/consumer loans aimed at building credit history, applied for online in 3 steps. No amounts, rates, CAT, or terms are published. Consumer-oriented, not B2B. (Not to be confused with BluCapital/Blue Capital, a separate entity.)
Bmadrid México S.A. de C.V. Sofom E.N.R.
Non-bank lenders, non-regulated (SOFOM ENR)
Bmt Servicios S.A. de C.V. Sofom E.N.R.
Loan and financing services. No specific amounts, rates, CAT, or terms are published (site not accessible at the time of review). Segment not confirmed.
Bmw Financial Services de México S.A. de C.V. Sofom E.N.R.
Auto financing. Traditional Loan: down payment of 20% to 75%, fixed annual rate up to 20.99%, terms of 12, 18, 24, 36, and 48 months, with the option of early payments without penalty. Also leasing, Owner's Choice, corporate sales, fleet financing, and extended warranty. Includes corporate/fleet segment (B2B).
Bnp Paribas México S.A. Institución de Banca Múltiple
Corporate/institutional segment (not SME). Corporate and institutional banking (CIB): financing for large companies, money markets, FX and derivative products. Tailored terms, not published.
Bocav S.A.P.I. de C.V. Sofom E.N.R.
Bockdefi S.A.P.I. de C.V. Sofom E.N.R.
Bold Moves S.A.P.I. de C.V. Sofom E.N.R.
Customized loans tailored to the client's needs, with a social responsibility focus, aimed at entrepreneurs and owners of underserved small businesses. No amounts, rates, CAT, or terms are published. Possible B2B component (entrepreneurs/businesses).
Bondefi S.A. de C.V. Sofom E.N.R.
Two lines: personal consumer credit and operating credit for micro and small enterprises (working capital, equipment purchase, or accounts-receivable financing). Serves sectors such as restaurants, retail, and services. End-to-end digital process. Amounts/rates not published. Includes SME segment (B2B).